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CATC vs BTI: Dividend Comparison 2026

CATC yields 0.30% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $15.2K in total portfolio value
10 years
CATC
CATC
● Live price
0.30%
Share price
$220.00
Annual div
$0.67
5Y div CAGR
35.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$700.87
Full CATC calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — CATC vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCATCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CATC + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CATC pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CATC
Annual income on $10K today (after 15% tax)
$25.89/yr
After 10yr DRIP, annual income (after tax)
$595.74/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,786.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CATC + BTI for your $10,000?

CATC: 50%BTI: 50%
100% BTI50/50100% CATC
Portfolio after 10yr
$30.2K
Annual income
$1,751.57/yr
Blended yield
5.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CATC
Analyst Ratings
2
Buy
6
Hold
Consensus: Hold
Altman Z
0.3
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CATC buys
0
BTI buys
0
No recent congressional trades found for CATC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCATCBTI
Forward yield0.30%5.40% ✓
Annual dividend / share$0.67$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR35.4% ✓11.3%
Portfolio after 10y$22.6K$37.8K ✓
Annual income after 10y$700.87$2,802.29 ✓
Total dividends collected$2.5K$14.4K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: CATC vs BTI ($10,000, DRIP)

YearCATC PortfolioCATC Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,741$41.24$11,301$601.08$560.00 → BTI
2$11,549$56.05$12,799$706.58$1.3K → BTI
3$12,434$76.26$14,527$832.38$2.1K → BTI
4$13,408$103.89$16,527$982.75$3.1K → BTI
5$14,488$141.77$18,846$1,162.95$4.4K → BTI
6$15,697$193.85$21,545$1,379.49$5.8K → BTI
7$17,061$265.76$24,694$1,640.41$7.6K → BTI
8$18,621$365.53$28,378$1,955.69$9.8K → BTI
9$20,429$504.83$32,702$2,337.79$12.3K → BTI
10$22,560$700.87$37,794$2,802.29$15.2K → BTI

CATC vs BTI: Complete Analysis 2026

CATC — Stock

Cambridge Bancorp operates as the bank holding company for Cambridge Trust Company that provides commercial and consumer banking, and investment management and trust services. The company accepts various deposits, such as checking, savings, money market, trust, and individual retirement accounts; and time and demand deposits, and certificates of deposit. Its loan products include residential and commercial real estate loans; home equity lines of credit and term loans; commercial and industrial loans; secured and unsecured loans, lines of credit, and personal installment loans; and construction loans. The company also offers cash management, online and mobile banking, and payments services. It serves commercial enterprises, non-profit organizations, and individuals. The company operates through a network of 19 banking offices in Eastern Massachusetts and New Hampshire; and two wealth management offices located in Massachusetts, as well as three wealth management offices located in New Hampshire. Cambridge Bancorp was founded in 1890 and is headquartered in Cambridge, Massachusetts.

Full CATC Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.