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CBAF vs MCD: Dividend Comparison 2026

CBAF yields 2.21% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CBAF wins by $87.1K in total portfolio value
10 years
CBAF
CBAF
● Live price
2.21%
Share price
$39.77
Annual div
$0.88
5Y div CAGR
53.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$165.7K
Annual income
$73,684.19
Full CBAF calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — CBAF vs MCD

📍 CBAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBAFMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CBAF + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CBAF pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBAF
Annual income on $10K today (after 15% tax)
$188.08/yr
After 10yr DRIP, annual income (after tax)
$62,631.56/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, CBAF beats the other by $40,338.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBAF + MCD for your $10,000?

CBAF: 50%MCD: 50%
100% MCD50/50100% CBAF
Portfolio after 10yr
$122.1K
Annual income
$49,955.94/yr
Blended yield
40.91%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

CBAF
No analyst data
Altman Z
0.3
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBAF buys
0
MCD buys
0
No recent congressional trades found for CBAF or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBAFMCD
Forward yield2.21%2.35% ✓
Annual dividend / share$0.88$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.2% ✓42.3%
Portfolio after 10y$165.7K ✓$78.5K
Annual income after 10y$73,684.19 ✓$26,227.70
Total dividends collected$136.0K ✓$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: CBAF vs MCD ($10,000, DRIP)

YearCBAF PortfolioCBAF Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,039$338.99$10,815$334.85+$224.00 → CBAF
2$12,348$535.78$11,826$491.71+$522.00 → CBAF
3$14,070$858.05$13,123$730.06+$947.00 → CBAF
4$16,455$1,399.91$14,853$1,100.07+$1.6K → CBAF
5$19,951$2,344.10$17,257$1,690.61+$2.7K → CBAF
6$25,416$4,069.27$20,752$2,667.01+$4.7K → CBAF
7$34,618$7,422.50$26,103$4,354.83+$8.5K → CBAF
8$51,516$14,474.84$34,794$7,437.78+$16.7K → CBAF
9$85,963$30,841.07$49,926$13,461.60+$36.0K → CBAF
10$165,665$73,684.19$78,550$26,227.70+$87.1K → CBAF

CBAF vs MCD: Complete Analysis 2026

CBAF — Stock

CITBA Financial Corporation operates as the holding company for Citizens Bank that provides various banking services in the United States. It offers personal and business checking accounts; personal regular savings, money market savings, premium rate savings, junior savers, individual retirement, and health savings accounts, as well as certificates of deposit; and business regular savings, individual retirement, and health savings accounts. The company also provides personal and business mortgages; auto, home equity, and RV and boat loans; commercial, commercial mortgage, and business lines of credit; credit cards; and gift cards. In addition, the company offers treasury management, remote deposits, online banking, bill pay, mobile banking, and eStatement services. CITBA Financial Corporation was founded in 1931 and is based in Mooresville, Indiana.

Full CBAF Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.