HomeCompareCBBYF vs GBDC

CBBYF vs GBDC: Dividend Comparison 2026

CBBYF yields 2.27% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CBBYF wins by $91.77M in total portfolio value· pulled ahead in Year 9
10 years
CBBYF
CBBYF
● Live price
2.27%
Share price
$2.20
Annual div
$0.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$112.62M
Annual income
$103,841,720.51
Full CBBYF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CBBYF vs GBDC

📍 CBBYF pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBBYFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CBBYF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBBYF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBBYF
Annual income on $10K today (after 15% tax)
$193.18/yr
After 10yr DRIP, annual income (after tax)
$88,265,462.43/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, CBBYF beats the other by $74,282,338.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBBYF + GBDC for your $10,000?

CBBYF: 50%GBDC: 50%
100% GBDC50/50100% CBBYF
Portfolio after 10yr
$66.73M
Annual income
$60,146,227.17/yr
Blended yield
90.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CBBYF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.4
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBBYF buys
0
GBDC buys
0
No recent congressional trades found for CBBYF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBBYFGBDC
Forward yield2.27%11.86%
Annual dividend / share$0.05$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$112.62M$20.85M
Annual income after 10y$103,841,720.51$16,450,733.83
Total dividends collected$111.93M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CBBYF vs GBDC ($10,000, DRIP)

YearCBBYF PortfolioCBBYF Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,155$454.55$12,492$1,791.70$1.3KGBDC
2$12,883$947.71$16,527$3,160.58$3.6KGBDC
3$15,831$2,045.92$23,588$5,904.90$7.8KGBDC
4$21,638$4,699.15$37,141$11,901.65$15.5KGBDC
5$35,158$12,005.54$66,205$26,463.38$31.0KGBDC
6$74,081$36,461.67$137,452$66,612.65$63.4KGBDC
7$222,869$143,602.47$342,372$195,298.53$119.5KGBDC
8$1,045,986$807,515.64$1,053,292$686,954.33$7.3KGBDC
9← crossover$8,203,111$7,083,906.40$4,111,439$2,984,416.95+$4.09MCBBYF
10$112,619,049$103,841,720.51$20,849,974$16,450,733.83+$91.77MCBBYF

CBBYF vs GBDC: Complete Analysis 2026

CBBYFStock

Virgin Money UK PLC provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. The company offers savings and current accounts, mortgages, credit cards, and home loans; business loans, overdraft facilities, treasury solutions, and corporate and structured finance; asset and invoice finance services; risk management; international trade services; and home, car, and life and critical illness insurance products. It also offers online and mobile banking, and telephone banking services. The company was formerly known as CYBG PLC and changed its name to Virgin Money UK PLC in October 2019. Virgin Money UK PLC was founded in 1838 and is headquartered in Glasgow, the United Kingdom.

Full CBBYF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.