HomeCompareCBFC vs ARCC

CBFC vs ARCC: Dividend Comparison 2026

CBFC yields 2.40% · ARCC yields 10.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CBFC wins by $3.7K in total portfolio value· pulled ahead in Year 6
10 years
CBFC
CBFC
● Live price
2.40%
Share price
$50.00
Annual div
$1.20
5Y div CAGR
15.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,350.35
Full CBFC calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — CBFC vs ARCC

📍 CBFC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBFCARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBFC + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBFC pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBFC
Annual income on $10K today (after 15% tax)
$204.00/yr
After 10yr DRIP, annual income (after tax)
$1,147.80/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, CBFC beats the other by $1,146.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBFC + ARCC for your $10,000?

CBFC: 50%ARCC: 50%
100% ARCC50/50100% CBFC
Portfolio after 10yr
$26.4K
Annual income
$675.76/yr
Blended yield
2.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

CBFC
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBFC buys
0
ARCC buys
0
No recent congressional trades found for CBFC or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBFCARCC
Forward yield2.40%10.82%
Annual dividend / share$1.20$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.2%-50%
Portfolio after 10y$28.2K$24.5K
Annual income after 10y$1,350.35$1.16
Total dividends collected$6.8K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: CBFC vs ARCC ($10,000, DRIP)

YearCBFC PortfolioCBFC Income/yrARCC PortfolioARCC Income/yrGap
1$10,976$276.48$11,381$541.15$405.00ARCC
2$12,072$326.73$12,621$284.08$549.00ARCC
3$13,303$386.87$13,827$145.31$524.00ARCC
4$14,694$459.02$15,062$73.43$368.00ARCC
5$16,268$545.85$16,364$36.89$96.00ARCC
6← crossover$18,058$650.65$17,757$18.49+$301.00CBFC
7$20,099$777.56$19,258$9.25+$841.00CBFC
8$22,438$931.80$20,880$4.63+$1.6KCBFC
9$25,128$1,119.94$22,636$2.32+$2.5KCBFC
10$28,238$1,350.35$24,539$1.16+$3.7KCBFC

CBFC vs ARCC: Complete Analysis 2026

CBFCStock

CNB Financial Services, Inc. operates as the bank holding company for CNB Bank, Inc. that provides various banking products and services to individuals and businesses in the United States. The company accepts checking, savings, and individual retirement accounts; demand deposits; and certificates of deposit (CDs). Its loan products include consumer loans, such as new and used vehicle, motor homes and travel trailers, motorcycles and ATVs, boats and jet skis, snowmobiles, personal loans and notes, home improvement, vacations, Christmas, equipment, and savings/CD secured loans; commercial loans comprising small business lending, lines of credit, commercial real estate, equipment purchase, church, and professional loans; residential lending products, consisting of in-house and secondary market residential, construction, home equity, and land loans; and real estate mortgage and installment loans. The company also offers debit and credit cards; cash management, smart pay express, merchant, Citadel marketplace program, trust, safe deposit box, and reorder checks; investment products and services; and online, mobile, and telephone banking services. In addition, it invests in mortgage-backed securities and collateralized mortgage obligations. As of December 31, 2021, the company operated two full-service offices and ATMs in Berkeley Springs, West Virginia; three full-service branch offices and ATMs in Berkeley County, West Virginia; and three full service branch offices and ATMs in Washington County, Maryland. CNB Financial Services, Inc. was founded in 1934 and is based in Berkeley Springs, West Virginia.

Full CBFC Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.