HomeCompareCBHC vs ADC

CBHC vs ADC: Dividend Comparison 2026

CBHC yields 2.82% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CBHC wins by $100.3K in total portfolio value
10 years
CBHC
CBHC
● Live price
2.82%
Share price
$28.40
Annual div
$0.80
5Y div CAGR
53.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$277.2K
Annual income
$141,759.99
Full CBHC calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — CBHC vs ADC

📍 CBHC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBHCADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBHC + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBHC pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBHC
Annual income on $10K today (after 15% tax)
$239.44/yr
After 10yr DRIP, annual income (after tax)
$120,495.99/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, CBHC beats the other by $52,795.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBHC + ADC for your $10,000?

CBHC: 50%ADC: 50%
100% ADC50/50100% CBHC
Portfolio after 10yr
$227.1K
Annual income
$110,703.62/yr
Blended yield
48.76%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CBHC
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBHC buys
0
ADC buys
0
No recent congressional trades found for CBHC or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBHCADC
Forward yield2.82%4.11%
Annual dividend / share$0.80$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.6%40.4%
Portfolio after 10y$277.2K$176.9K
Annual income after 10y$141,759.99$79,647.25
Total dividends collected$242.4K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CBHC vs ADC ($10,000, DRIP)

YearCBHC PortfolioCBHC Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,133$432.68$10,987$577.21+$146.00CBHC
2$12,603$691.46$12,293$855.34+$310.00CBHC
3$14,609$1,123.74$14,088$1,290.70+$521.00CBHC
4$17,502$1,869.90$16,660$1,994.91+$842.00CBHC
5$21,943$3,215.73$20,525$3,181.85+$1.4KCBHC
6$29,266$5,787.52$26,654$5,286.90+$2.6KCBHC
7$42,396$11,080.93$37,006$9,259.47+$5.4KCBHC
8$68,407$23,043.00$55,862$17,338.74+$12.5KCBHC
9$126,568$53,372.88$93,452$35,300.32+$33.1KCBHC
10$277,188$141,759.99$176,931$79,647.25+$100.3KCBHC

CBHC vs ADC: Complete Analysis 2026

CBHCStock

CBC Holding Company operates as the holding company for Community Banking Company of Fitzgerald that provides various banking products and services. It offers personal and business checking accounts; personal savings accounts; and certificates of deposits and individual retirement accounts. The company also provides mortgage, personal, home equity, and commercial loans. In addition, it offers online and mobile banking, telephone banking, bill pay, person-to-person payment, debit card, safe deposit box, night deposit, cashier's checks, merchant card, remote deposit, and ACH origination services. The company was founded in 1996 and is based in Fitzgerald, Georgia.

Full CBHC Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.