HomeCompareCBOBA vs JEPI

CBOBA vs JEPI: Dividend Comparison 2026

CBOBA yields 1.58% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CBOBA wins by $23.97M in total portfolio value· pulled ahead in Year 3
10 years
CBOBA
CBOBA
● Live price
1.58%
Share price
$13.95
Annual div
$0.22
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.00M
Annual income
$21,392,483.39
Full CBOBA calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — CBOBA vs JEPI

📍 CBOBA pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBOBAJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CBOBA + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBOBA pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBOBA
Annual income on $10K today (after 15% tax)
$134.05/yr
After 10yr DRIP, annual income (after tax)
$18,183,610.88/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, CBOBA beats the other by $18,182,311.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBOBA + JEPI for your $10,000?

CBOBA: 50%JEPI: 50%
100% JEPI50/50100% CBOBA
Portfolio after 10yr
$12.01M
Annual income
$10,697,006.01/yr
Blended yield
89.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBOBA buys
0
JEPI buys
0
No recent congressional trades found for CBOBA or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBOBAJEPI
Forward yield1.58%8.40%
Annual dividend / share$0.22$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$24.00M$29.0K
Annual income after 10y$21,392,483.39$1,528.62
Total dividends collected$23.77M$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CBOBA vs JEPI ($10,000, DRIP)

YearCBOBA PortfolioCBOBA Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,015$315.41$11,260$840.19$245.00JEPI
2$12,436$649.42$12,641$907.94$205.00JEPI
3← crossover$14,677$1,370.40$14,150$978.20+$527.00CBOBA
4$18,727$3,023.08$15,795$1,050.85+$2.9KCBOBA
5$27,248$7,210.05$17,584$1,125.74+$9.7KCBOBA
6$48,764$19,608.67$19,526$1,202.74+$29.2KCBOBA
7$117,771$65,593.02$21,628$1,281.69+$96.1KCBOBA
8$422,116$296,100.84$23,898$1,362.43+$398.2KCBOBA
9$2,435,380$1,983,716.52$26,347$1,444.79+$2.41MCBOBA
10$23,998,340$21,392,483.39$28,982$1,528.62+$23.97MCBOBA

CBOBA vs JEPI: Complete Analysis 2026

CBOBAStock

Bay Community Bancorp operates as the bank holding company for Community Bank of the Bay that provides various banking services to individuals and businesses in the greater San Francisco Bay area. The company offers checking, savings, and money market products, as well as certificates of deposit; and loan products comprising business and term loans, lines of credit, letter of credit, commercial and industrial, real estate, non-profit, construction and land, and paycheck protection program loans. It also provides cash management products and services, including remote deposit capture, cash vault, domestic and international wires, and positive pay services. In addition, the company offers online banking and mobile banking services; and credit and debit cards. It has branches in Danville, Oakland, and San Mateo. The company was founded in 1996 and is headquartered in Oakland, California.

Full CBOBA Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
📬

Get this CBOBA vs JEPI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CBOBA vs SCHDCBOBA vs OCBOBA vs KOCBOBA vs MAINCBOBA vs JEPQCBOBA vs XYLDCBOBA vs DIVOCBOBA vs QYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.