Is CBOBA or JEPQ a better dividend investment in 2026?

CBOBA currently yields 1.58% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between CBOBA and JEPQ?

CBOBA has a forward dividend yield of 1.58% ($0.22/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 9.52 percentage points.

Home › Compare › CBOBA vs JEPQ

CBOBA vs JEPQ: Dividend Comparison 2026

CBOBA yields 1.58% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBOBA wins by $23.95M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

CBOBA

● Live price

1.58%

Share price

$13.95

Annual div

$0.22

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.00M

Annual income

$21,392,483.39

Full CBOBA calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — CBOBA vs JEPQ

📍 CBOBA pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBOBA	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBOBA + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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CBOBA pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBOBA

Annual income on $10K today (after 15% tax)

$134.05/yr

After 10yr DRIP, annual income (after tax)

$18,183,610.88/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, CBOBA beats the other by $18,181,781.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBOBA + JEPQ for your $10,000?

CBOBA: 50%JEPQ: 50%

100% JEPQ50/50100% CBOBA

Portfolio after 10yr

$12.02M

Annual income

$10,697,317.99/yr

Blended yield

88.98%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBOBA buys

JEPQ buys

No recent congressional trades found for CBOBA or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBOBAJEPQ

Forward yield	1.58%	11.10% ✓
Annual dividend / share	$0.22	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$24.00M	$44.8K ✓
Annual income after 10y	$21,392,483.39 ✓	$2,152.59
Total dividends collected	$23.77M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CBOBA vs JEPQ ($10,000, DRIP)

Year	CBOBA Portfolio	CBOBA Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,015	$315.41	$11,930	$1,110.39	$915.00 → JEPQ
2	$12,436	$649.42	$14,133	$1,224.34	$1.7K → JEPQ
3	$14,677	$1,370.40	$16,632	$1,340.46	$2.0K → JEPQ
4	$18,727	$3,023.08	$19,454	$1,457.97	$727.00 → JEPQ
5← crossover	$27,248	$7,210.05	$22,626	$1,576.08	+$4.6K → CBOBA
6	$48,764	$19,608.67	$26,175	$1,694.09	+$22.6K → CBOBA
7	$117,771	$65,593.02	$30,133	$1,811.32	+$87.6K → CBOBA
8	$422,116	$296,100.84	$34,531	$1,927.17	+$387.6K → CBOBA
9	$2,435,380	$1,983,716.52	$39,403	$2,041.08	+$2.40M → CBOBA
10	$23,998,340	$21,392,483.39	$44,787	$2,152.59	+$23.95M → CBOBA

CBOBA vs JEPQ: Complete Analysis 2026

CBOBA — Stock

Bay Community Bancorp operates as the bank holding company for Community Bank of the Bay that provides various banking services to individuals and businesses in the greater San Francisco Bay area. The company offers checking, savings, and money market products, as well as certificates of deposit; and loan products comprising business and term loans, lines of credit, letter of credit, commercial and industrial, real estate, non-profit, construction and land, and paycheck protection program loans. It also provides cash management products and services, including remote deposit capture, cash vault, domestic and international wires, and positive pay services. In addition, the company offers online banking and mobile banking services; and credit and debit cards. It has branches in Danville, Oakland, and San Mateo. The company was founded in 1996 and is headquartered in Oakland, California.

Full CBOBA Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.