HomeCompareCBOBA vs MRK

CBOBA vs MRK: Dividend Comparison 2026

CBOBA yields 1.58% · MRK yields 2.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CBOBA wins by $23.94M in total portfolio value· pulled ahead in Year 3
10 years
CBOBA
CBOBA
● Live price
1.58%
Share price
$13.95
Annual div
$0.22
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.00M
Annual income
$21,392,483.39
Full CBOBA calculator →
MRK
Merck & Co. Inc.
● Live price
2.76%
Share price
$120.31
Annual div
$3.32
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.8K
Annual income
$9,798.13
Full MRK calculator →

Portfolio growth — CBOBA vs MRK

📍 CBOBA pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBOBAMRK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CBOBA + MRK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBOBA pays
MRK pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBOBA
Annual income on $10K today (after 15% tax)
$134.05/yr
After 10yr DRIP, annual income (after tax)
$18,183,610.88/yr
MRK
Annual income on $10K today (after 15% tax)
$234.56/yr
After 10yr DRIP, annual income (after tax)
$8,328.41/yr
At 15% tax rate, CBOBA beats the other by $18,175,282.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBOBA + MRK for your $10,000?

CBOBA: 50%MRK: 50%
100% MRK50/50100% CBOBA
Portfolio after 10yr
$12.03M
Annual income
$10,701,140.77/yr
Blended yield
88.97%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MRK right now

CBOBA
No analyst data
Altman Z
0.1
Piotroski
6/9
MRK
Analyst Ratings
25
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$128.54
+6.8% upside vs current
Range: $100.00 — $150.00
Altman Z
4.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBOBA buys
0
MRK buys
0
No recent congressional trades found for CBOBA or MRK in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBOBAMRK
Forward yield1.58%2.76%
Annual dividend / share$0.22$3.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%32.7%
Portfolio after 10y$24.00M$56.8K
Annual income after 10y$21,392,483.39$9,798.13
Total dividends collected$23.77M$28.9K
Payment frequencyquarterlyquarterly
SectorStockHealthcare

Year-by-year: CBOBA vs MRK ($10,000, DRIP)

YearCBOBA PortfolioCBOBA Income/yrMRK PortfolioMRK Income/yrGap
1$11,015$315.41$11,206$366.19$191.00MRK
2$12,436$649.42$12,650$502.35$214.00MRK
3← crossover$14,677$1,370.40$14,407$694.19+$270.00CBOBA
4$18,727$3,023.08$16,585$967.82+$2.1KCBOBA
5$27,248$7,210.05$19,342$1,363.89+$7.9KCBOBA
6$48,764$19,608.67$22,913$1,947.19+$25.9KCBOBA
7$117,771$65,593.02$27,662$2,823.89+$90.1KCBOBA
8$422,116$296,100.84$34,159$4,173.35+$388.0KCBOBA
9$2,435,380$1,983,716.52$43,337$6,308.80+$2.39MCBOBA
10$23,998,340$21,392,483.39$56,776$9,798.13+$23.94MCBOBA

CBOBA vs MRK: Complete Analysis 2026

CBOBAStock

Bay Community Bancorp operates as the bank holding company for Community Bank of the Bay that provides various banking services to individuals and businesses in the greater San Francisco Bay area. The company offers checking, savings, and money market products, as well as certificates of deposit; and loan products comprising business and term loans, lines of credit, letter of credit, commercial and industrial, real estate, non-profit, construction and land, and paycheck protection program loans. It also provides cash management products and services, including remote deposit capture, cash vault, domestic and international wires, and positive pay services. In addition, the company offers online banking and mobile banking services; and credit and debit cards. It has branches in Danville, Oakland, and San Mateo. The company was founded in 1996 and is headquartered in Oakland, California.

Full CBOBA Calculator →

MRKHealthcare

Merck & Co., Inc. operates as a healthcare company worldwide. It operates through two segments, Pharmaceutical and Animal Health. The Pharmaceutical segment offers human health pharmaceutical products in the areas of oncology, hospital acute care, immunology, neuroscience, virology, cardiovascular, and diabetes, as well as vaccine products, such as preventive pediatric, adolescent, and adult vaccines. The Animal Health segment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, and health management solutions and services, as well as digitally connected identification, traceability, and monitoring products. It serves drug wholesalers and retailers, hospitals, and government agencies; managed health care providers, such as health maintenance organizations, pharmacy benefit managers, and other institutions; and physicians and physician distributors, veterinarians, and animal producers. The company has collaborations with AstraZeneca PLC; Bayer AG; Eisai Co., Ltd.; Ridgeback Biotherapeutics; and Gilead Sciences, Inc. to jointly develop and commercialize long-acting treatments in HIV. Merck & Co., Inc. was founded in 1891 and is headquartered in Kenilworth, New Jersey.

Full MRK Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.