Is CBUMY or RYLD a better dividend investment in 2026?

CBUMY currently yields 3.33% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between CBUMY and RYLD?

CBUMY has a forward dividend yield of 3.33% ($0.91/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.81 percentage points.

Home › Compare › CBUMY vs RYLD

CBUMY vs RYLD: Dividend Comparison 2026

CBUMY yields 3.33% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBUMY wins by $4.8K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

CBUMY

● Live price

3.33%

Share price

$27.15

Annual div

$0.91

5Y div CAGR

27.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.4K

Annual income

$7,806.38

Full CBUMY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — CBUMY vs RYLD

📍 CBUMY pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBUMY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBUMY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

CBUMY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBUMY

Annual income on $10K today (after 15% tax)

$283.36/yr

After 10yr DRIP, annual income (after tax)

$6,635.42/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, CBUMY beats the other by $4,436.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBUMY + RYLD for your $10,000?

CBUMY: 50%RYLD: 50%

100% RYLD50/50100% CBUMY

Portfolio after 10yr

$46.9K

Annual income

$5,196.86/yr

Blended yield

11.07%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CBUMY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.9

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBUMY buys

RYLD buys

No recent congressional trades found for CBUMY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBUMYRYLD

Forward yield	3.33%	12.14% ✓
Annual dividend / share	$0.91	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	27.2% ✓	0%
Portfolio after 10y	$49.4K ✓	$44.5K
Annual income after 10y	$7,806.38 ✓	$2,587.35
Total dividends collected	$25.3K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBUMY vs RYLD ($10,000, DRIP)

Year	CBUMY Portfolio	CBUMY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,124	$424.04	$11,914	$1,213.65	$790.00 → RYLD
2	$12,463	$560.75	$14,099	$1,351.30	$1.6K → RYLD
3	$14,083	$746.88	$16,580	$1,494.55	$2.5K → RYLD
4	$16,072	$1,003.24	$19,384	$1,642.61	$3.3K → RYLD
5	$18,558	$1,361.08	$22,535	$1,794.70	$4.0K → RYLD
6	$21,725	$1,868.32	$26,063	$1,950.00	$4.3K → RYLD
7	$25,846	$2,600.10	$29,995	$2,107.69	$4.1K → RYLD
8	$31,333	$3,677.26	$34,361	$2,266.99	$3.0K → RYLD
9	$38,825	$5,299.42	$39,194	$2,427.12	$369.00 → RYLD
10← crossover	$49,350	$7,806.38	$44,525	$2,587.35	+$4.8K → CBUMY

CBUMY vs RYLD: Complete Analysis 2026

CBUMY — Stock

China National Building Material Company Limited, an investment holding company, engages in building material, new materials, and engineering technical services businesses. The company operates in five segments: Cement, Concrete, New materials, Engineering services, and Others. It produces and sells cement, concrete, and glass fiber, as well as composite and lightweight building materials. The company also provides engineering services to glass and cement manufacturers and equipment procurement. In addition, it is involved in the merchandise trading and other businesses. It operates in the People's Republic of China, Europe, the Middle East, Southeast Asia, Oceania, Africa, the Americas, and internationally. The company was founded in 2005 and is based in Beijing, the People's Republic of China.

Full CBUMY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.