HomeCompareCDNAF vs BTI

CDNAF vs BTI: Dividend Comparison 2026

CDNAF yields 3.99% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CDNAF wins by $664.3K in total portfolio value
10 years
CDNAF
CDNAF
● Live price
3.99%
Share price
$129.35
Annual div
$5.15
5Y div CAGR
54.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$702.1K
Annual income
$426,729.29
Full CDNAF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — CDNAF vs BTI

📍 CDNAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCDNAFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CDNAF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CDNAF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDNAF
Annual income on $10K today (after 15% tax)
$338.73/yr
After 10yr DRIP, annual income (after tax)
$362,719.90/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, CDNAF beats the other by $360,337.95/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CDNAF + BTI for your $10,000?

CDNAF: 50%BTI: 50%
100% BTI50/50100% CDNAF
Portfolio after 10yr
$369.9K
Annual income
$214,765.78/yr
Blended yield
58.05%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CDNAF
Analyst Ratings
2
Buy
Consensus: Buy
Price Target
$205.00
+58.5% upside vs current
Range: $205.00 — $205.00
Altman Z
2.0
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDNAF buys
0
BTI buys
0
No recent congressional trades found for CDNAF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCDNAFBTI
Forward yield3.99%5.40%
Annual dividend / share$5.15$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR54.3%11.3%
Portfolio after 10y$702.1K$37.8K
Annual income after 10y$426,729.29$2,802.29
Total dividends collected$652.2K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$205.00$40.00

Year-by-year: CDNAF vs BTI ($10,000, DRIP)

YearCDNAF PortfolioCDNAF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,315$614.90$11,301$601.08+$14.00CDNAF
2$13,110$1,003.31$12,799$706.58+$311.00CDNAF
3$15,704$1,676.40$14,527$832.38+$1.2KCDNAF
4$19,699$2,895.80$16,527$982.75+$3.2KCDNAF
5$26,317$5,238.24$18,846$1,162.95+$7.5KCDNAF
6$38,250$10,091.22$21,545$1,379.49+$16.7KCDNAF
7$62,078$21,150.81$24,694$1,640.41+$37.4KCDNAF
8$115,925$49,501.40$28,378$1,955.69+$87.5KCDNAF
9$257,342$133,302.20$32,702$2,337.79+$224.6KCDNAF
10$702,085$426,729.29$37,794$2,802.29+$664.3KCDNAF

CDNAF vs BTI: Complete Analysis 2026

CDNAFStock

Canadian Tire Corporation, Limited provides a range of retail goods and services in Canada. It operates in three segments: Retail, CT REIT, and Financial Services. The Retail segment retails automotive maintenance products and accessories, parts, tires as well as automotive repair and roadside assistance; kitchen, home organization, decor and essentials, home electronics, pet, and cleaning and consumable products; tools, hardware, paint, electrical, plumbing, home environment, and smart home products; and outdoor recreation, exercise, footwear and apparel, hunting, fishing, camping, and sporting goods. It also retails Christmas trees, lights and decor, Halloween décor and costumes, yard care and maintenance, and snow removal equipment; patio furniture, barbeques, pools, trampolines, outdoor power equipment and tools, plants and gardening supplies; backyard amusement, pool fun, and toys and games; gasoline; sporting goods and active wear; casual and industrial apparel and footwear; and outerwear, base-layer, and workwear. This segment offers its products under the Canadian Tire, Canadian Tire Gas, Mark's, PartSource, Helly Hansen, Party City, and SportChek brand names. This segment also participates in loyalty programs, as well as sells its products online. The CT REIT segment operates as a closed-end real estate investment trust that holds a portfolio of 368 properties comprising Canadian Tire stores, Canadian Tire anchored retail developments, industrial properties, a mixed-use commercial property, and development properties. The Financial Services segment provides financial and other ancillary products and services, including consumer credit cards, in-store financing, insurance products, and retail and broker deposits; and savings accounts and guaranteed investment certificates. Canadian Tire Corporation, Limited was founded in 1922 and is headquartered in Toronto, Canada.

Full CDNAF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.