Is CDNIF or ADC a better dividend investment in 2026?

CDNIF currently yields 6.94% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: CDNIF offers higher current income.

What is the dividend yield difference between CDNIF and ADC?

CDNIF has a forward dividend yield of 6.94% ($2.37/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 2.81 percentage points.

Home › Compare › CDNIF vs ADC

CDNIF vs ADC: Dividend Comparison 2026

CDNIF yields 6.94% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CDNIF wins by $186.81M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CDNIF

● Live price

6.94%

Share price

$34.17

Annual div

$2.37

5Y div CAGR

74.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$186.99M

Annual income

$168,425,188.16

Full CDNIF calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — CDNIF vs ADC

📍 CDNIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CDNIF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CDNIF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CDNIF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDNIF

Annual income on $10K today (after 15% tax)

$589.55/yr

After 10yr DRIP, annual income (after tax)

$143,161,409.94/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, CDNIF beats the other by $143,092,732.24/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CDNIF + ADC for your $10,000?

CDNIF: 50%ADC: 50%

100% ADC50/50100% CDNIF

Portfolio after 10yr

$93.58M

Annual income

$84,252,992.73/yr

Blended yield

90.03%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CDNIF

No analyst data

Altman Z

2.6

Piotroski

7/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDNIF buys

ADC buys

No recent congressional trades found for CDNIF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCDNIFADC

Forward yield	6.94% ✓	4.13%
Annual dividend / share	$2.37	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	74.2% ✓	40.4%
Portfolio after 10y	$186.99M ✓	$178.9K
Annual income after 10y	$168,425,188.16 ✓	$80,797.29
Total dividends collected	$185.53M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: CDNIF vs ADC ($10,000, DRIP)

Year	CDNIF Portfolio	CDNIF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$11,908	$1,208.24	$10,990	$580.36	+$918.00 → CDNIF
2	$15,084	$2,342.41	$12,301	$860.26	+$2.8K → CDNIF
3	$20,971	$4,830.62	$14,104	$1,298.62	+$6.9K → CDNIF
4	$33,372	$10,933.48	$16,691	$2,008.16	+$16.7K → CDNIF
5	$64,035	$28,326.54	$20,580	$3,205.09	+$43.5K → CDNIF
6	$157,006	$88,488.99	$26,754	$5,330.02	+$130.3K → CDNIF
7	$521,224	$353,227.53	$37,196	$9,345.14	+$484.0K → CDNIF
8	$2,466,801	$1,909,091.14	$56,244	$17,523.09	+$2.41M → CDNIF
9	$17,349,069	$14,709,591.63	$94,286	$35,736.21	+$17.25M → CDNIF
10	$186,988,692	$168,425,188.16	$178,949	$80,797.29	+$186.81M → CDNIF

CDNIF vs ADC: Complete Analysis 2026

CDNIF — Stock

Logista Integral SA engages in the provision of logistics services. The company provides various products & services, including tobacco and related tobacco products, convenience goods, documents and electronic devices (such as mobile phone and travel card top-ups), drugs, books, newspapers, and lottery tickets. It operates through the following geographical segments: Spain, France, Italy & Portugal. The company was founded in 1999 and is headquartered in Leganes, Spain.

Full CDNIF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

📬

Get this CDNIF vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CDNIF vs SCHD CDNIF vs JEPI CDNIF vs O CDNIF vs KO CDNIF vs MAIN CDNIF vs NNN CDNIF vs EPRT CDNIF vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.