Is CDR or BTI a better dividend investment in 2026?

CDR currently yields 378.54% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: CDR offers higher current income.

What is the dividend yield difference between CDR and BTI?

CDR has a forward dividend yield of 378.54% ($109.78/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 373.14 percentage points.

Home › Compare › CDR vs BTI

CDR vs BTI: Dividend Comparison 2026

CDR yields 378.54% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CDR wins by $619.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CDR

● Live price

378.54%

Share price

$29.00

Annual div

$109.78

5Y div CAGR

-37.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$657.7K

Annual income

$11,856.86

Full CDR calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — CDR vs BTI

📍 CDR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CDR	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CDR + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CDR pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDR

Annual income on $10K today (after 15% tax)

$32,175.48/yr

After 10yr DRIP, annual income (after tax)

$10,078.33/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, CDR beats the other by $7,696.38/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CDR + BTI for your $10,000?

CDR: 50%BTI: 50%

100% BTI50/50100% CDR

Portfolio after 10yr

$347.7K

Annual income

$7,329.57/yr

Blended yield

2.11%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CDR

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDR buys

BTI buys

No recent congressional trades found for CDR or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCDRBTI

Forward yield	378.54% ✓	5.40%
Annual dividend / share	$109.78 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-37.2%	11.3% ✓
Portfolio after 10y	$657.7K ✓	$37.8K
Annual income after 10y	$11,856.86 ✓	$2,802.29
Total dividends collected	$442.8K ✓	$14.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy

Year-by-year: CDR vs BTI ($10,000, DRIP)

Year	CDR Portfolio	CDR Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$34,472	$23,772.00	$11,301	$601.08	+$23.2K → CDR
2	$84,981	$48,095.92	$12,799	$706.58	+$72.2K → CDR
3	$160,518	$69,588.77	$14,527	$832.38	+$146.0K → CDR
4	$248,902	$77,146.86	$16,527	$982.75	+$232.4K → CDR
5	$336,534	$70,209.66	$18,846	$1,162.95	+$317.7K → CDR
6	$415,807	$55,715.30	$21,545	$1,379.49	+$394.3K → CDR
7	$485,316	$40,402.93	$24,694	$1,640.41	+$460.6K → CDR
8	$546,966	$27,677.18	$28,378	$1,955.69	+$518.6K → CDR
9	$603,561	$18,307.66	$32,702	$2,337.79	+$570.9K → CDR
10	$657,667	$11,856.86	$37,794	$2,802.29	+$619.9K → CDR

CDR vs BTI: Complete Analysis 2026

CDR — Stock

Cedar Realty Trust, Inc. is a fully-integrated real estate investment trust which focuses on the ownership, operation and redevelopment of grocery-anchored shopping centers in high-density urban markets from Washington, D.C. to Boston. The Company's portfolio (excluding properties treated as "held for sale") comprises 54 properties, with approximately 8.1 million square feet of gross leasable area.

Full CDR Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

📬

Get this CDR vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CDR vs SCHD CDR vs JEPI CDR vs O CDR vs KO CDR vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.