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CEM vs ADC: Dividend Comparison 2026

CEM yields 6.90% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $158.1K in total portfolio value· pulled ahead in Year 2
10 years
CEM
CEM
● Live price
6.90%
Share price
$44.64
Annual div
$3.08
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$0.72
Full CEM calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CEM vs ADC

📍 ADC pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCEMADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CEM + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CEM pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CEM
Annual income on $10K today (after 15% tax)
$586.47/yr
After 10yr DRIP, annual income (after tax)
$0.61/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,677.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CEM + ADC for your $10,000?

CEM: 50%ADC: 50%
100% ADC50/50100% CEM
Portfolio after 10yr
$99.9K
Annual income
$40,399.01/yr
Blended yield
40.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CEM
Analyst Ratings
2
Hold
Consensus: Hold
Price Target
$32.50
-27.2% upside vs current
Range: $32.50 — $32.50
Altman Z
4.7
Piotroski
7/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CEM buys
0
ADC buys
0
No recent congressional trades found for CEM or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCEMADC
Forward yield6.90%4.13%
Annual dividend / share$3.08$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%40.4%
Portfolio after 10y$20.9K$178.9K
Annual income after 10y$0.72$80,797.29
Total dividends collected$704.00$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy
Analyst price target$32.50$81.06

Year-by-year: CEM vs ADC ($10,000, DRIP)

YearCEM PortfolioCEM Income/yrADC PortfolioADC Income/yrGap
1$11,045$344.98$10,990$580.36+$55.00CEM
2← crossover$11,996$178.05$12,301$860.26$305.00ADC
3$12,926$90.37$14,104$1,298.62$1.2KADC
4$13,877$45.50$16,691$2,008.16$2.8KADC
5$14,871$22.83$20,580$3,205.09$5.7KADC
6$15,923$11.43$26,754$5,330.02$10.8KADC
7$17,044$5.72$37,196$9,345.14$20.2KADC
8$18,239$2.86$56,244$17,523.09$38.0KADC
9$19,518$1.43$94,286$35,736.21$74.8KADC
10$20,885$0.72$178,949$80,797.29$158.1KADC

CEM vs ADC: Complete Analysis 2026

CEMStock

ClearBridge Energy MLP Fund Inc. is a closed-ended equity mutual fund launched and managed by Legg Mason Partners Fund Advisor, LLC. It is co-managed by Clearbridge Advisors, LLC. The fund invests in the public equity markets of the United States. It seeks to invest in stocks of companies operating in the energy sector. The fund primarily invests in equity securities of MLPs and growth stocks of companies operating across diversified market capitalizations. It employs fundamental analysis with a bottom-up stock selection approach, focusing on companies with long-lived assets, predictable cash flows, and low direct commodity exposure to create its portfolio. ClearBridge Energy MLP Fund Inc. was formed on March 31, 2010 and is domiciled in the United States.

Full CEM Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.