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CFG vs DG: Dividend Comparison 2026

CFG yields 3.06% · DG yields 2.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DG wins by $391.1K in total portfolio value· pulled ahead in Year 2
10 years
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →
DG
DG
● Live price
2.00%
Share price
$117.83
Annual div
$2.36
5Y div CAGR
64.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$421.5K
Annual income
$251,965.62
Full DG calculator →

Portfolio growth — CFG vs DG

📍 DG pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFGDG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CFG + DG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFG pays
DG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
DG
Annual income on $10K today (after 15% tax)
$170.25/yr
After 10yr DRIP, annual income (after tax)
$214,170.78/yr
At 15% tax rate, DG beats the other by $212,735.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFG + DG for your $10,000?

CFG: 50%DG: 50%
100% DG50/50100% CFG
Portfolio after 10yr
$226.0K
Annual income
$126,826.97/yr
Blended yield
56.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
DG
Analyst Ratings
1
Strong
26
Buy
20
Hold
3
Sell
Consensus: Buy
Price Target
$145.00
+23.1% upside vs current
Range: $111.00 — $170.00
Altman Z
2.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFG buys
0
DG buys
0
No recent congressional trades found for CFG or DG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFGDG
Forward yield3.06%2.00%
Annual dividend / share$1.76$2.36
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.2%64.6%
Portfolio after 10y$30.4K$421.5K
Annual income after 10y$1,688.32$251,965.62
Total dividends collected$8.6K$384.1K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Staples
Analyst consensusBuyBuy
Analyst price target$70.08$145.00

Year-by-year: CFG vs DG ($10,000, DRIP)

YearCFG PortfolioCFG Income/yrDG PortfolioDG Income/yrGap
1$11,050$349.86$11,030$329.67+$20.00CFG
2← crossover$12,236$412.60$12,361$559.36$125.00DG
3$13,580$487.63$14,191$964.35$611.00DG
4$15,108$577.61$16,887$1,703.06$1.8KDG
5$16,852$685.86$21,187$3,117.65$4.3KDG
6$18,848$816.48$28,687$6,017.05$9.8KDG
7$21,142$974.64$43,228$12,532.80$22.1KDG
8$23,789$1,166.83$75,306$29,051.78$51.5KDG
9$26,855$1,401.25$158,431$77,854.19$131.6KDG
10$30,423$1,688.32$421,487$251,965.62$391.1KDG

CFG vs DG: Complete Analysis 2026

CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

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DGConsumer Staples

Dollar General Corporation, a discount retailer, provides various merchandise products in the southern, southwestern, Midwestern, and eastern United States. It offers consumable products, including paper and cleaning products, such as paper towels, bath tissues, paper dinnerware, trash and storage bags, disinfectants, and laundry products; packaged food comprising cereals, pasta, canned soups, fruits and vegetables, condiments, spices, sugar, and flour; and perishables that include milk, eggs, bread, refrigerated and frozen food, beer, and wine. The company's consumable products also comprise snacks, such as candies, cookies, crackers, salty snacks, and carbonated beverages; health and beauty products, including over-the-counter medicines and personal care products, such as soaps, body washes, shampoos, cosmetics, and dental hygiene and foot care products; pet supplies and pet food; and tobacco products. In addition, it offers seasonal products comprising holiday items, toys, batteries, small electronics, greeting cards, stationery, prepaid phones and accessories, gardening supplies, hardware, and automotive and home office supplies; and home products that include kitchen supplies, cookware, small appliances, light bulbs, storage containers, frames, candles, craft supplies and kitchen, and bed and bath soft goods. Further, the company provides apparel, which comprise casual everyday apparel for infants, toddlers, girls, boys, women, and men, as well as socks, underwear, disposable diapers, shoes, and accessories. As of February 25, 2022, it operated 18,190 stores in 47 states in the United States. The company was formerly known as J.L. Turner & Son, Inc. and changed its name to Dollar General Corporation in 1968. Dollar General Corporation was founded in 1939 and is based in Goodlettsville, Tennessee.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.