HomeCompareCFG vs KMI

CFG vs KMI: Dividend Comparison 2026

CFG yields 3.06% · KMI yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 KMI wins by $215.00 in total portfolio value
10 years
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →
KMI
KMI
● Live price
3.48%
Share price
$33.65
Annual div
$1.17
5Y div CAGR
12.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.6K
Annual income
$1,607.93
Full KMI calculator →

Portfolio growth — CFG vs KMI

📍 KMI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFGKMI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFG + KMI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFG pays
KMI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
KMI
Annual income on $10K today (after 15% tax)
$295.54/yr
After 10yr DRIP, annual income (after tax)
$1,366.74/yr
At 15% tax rate, CFG beats the other by $68.33/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CFG + KMI for your $10,000?

CFG: 50%KMI: 50%
100% KMI50/50100% CFG
Portfolio after 10yr
$30.5K
Annual income
$1,648.13/yr
Blended yield
5.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
KMI
Analyst Ratings
16
Buy
17
Hold
1
Sell
Consensus: Hold
Price Target
$34.33
+2.0% upside vs current
Range: $30.00 — $38.00
Altman Z
1.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFG buys
12
KMI buys
0
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002025-10-22
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002025-10-08
Jefferson Shreve🏢 House$CFG▼ Sell$15,001 - $50,0002025-04-07
Kathy Manning🏢 House$CFG▲ Buy$15,001 - $50,0002024-01-23
Kathy Manning🏢 House$CFG▲ Buy$1,001 - $15,0002024-01-23
Tommy Tuberville🏛 Senate$CFG▼ Sell$15,001 - $50,0002024-01-19
Kathy Manning🏢 House$CFG▼ Sell$15,001 - $50,0002023-12-12
Kathy Manning🏢 House$CFG▼ Sell$1,001 - $15,0002023-12-12
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002023-10-31
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFGKMI
Forward yield3.06%3.48%
Annual dividend / share$1.76$1.17
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.2%12.1%
Portfolio after 10y$30.4K$30.6K
Annual income after 10y$1,688.32$1,607.93
Total dividends collected$8.6K$8.7K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusBuyHold
Analyst price target$70.08$34.33

Year-by-year: CFG vs KMI ($10,000, DRIP)

YearCFG PortfolioCFG Income/yrKMI PortfolioKMI Income/yrGap
1← crossover$11,050$349.86$11,090$389.77$40.00KMI
2$12,236$412.60$12,319$452.85$83.00KMI
3$13,580$487.63$13,708$527.01$128.00KMI
4$15,108$577.61$15,282$614.40$174.00KMI
5$16,852$685.86$17,070$717.60$218.00KMI
6$18,848$816.48$19,104$839.73$256.00KMI
7$21,142$974.64$21,426$984.61$284.00KMI
8$23,789$1,166.83$24,083$1,156.92$294.00KMI
9$26,855$1,401.25$27,131$1,362.35$276.00KMI
10$30,423$1,688.32$30,638$1,607.93$215.00KMI

CFG vs KMI: Complete Analysis 2026

CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

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KMIEnergy

Kinder Morgan, Inc. operates as an energy infrastructure company in North America. The company operates through four segments: Natural Gas Pipelines, Products Pipelines, Terminals, and CO2. The Natural Gas Pipelines segment owns and operates interstate and intrastate natural gas pipeline, and underground storage systems; natural gas gathering systems and natural gas processing and treating facilities; natural gas liquids fractionation facilities and transportation systems; and liquefied natural gas liquefaction and storage facilities. The Products Pipelines segment owns and operates refined petroleum products, and crude oil and condensate pipelines; and associated product terminals and petroleum pipeline transmix facilities. The Terminals segment owns and/or operates liquids and bulk terminals that stores and handles various commodities, including gasoline, diesel fuel, chemicals, ethanol, metals, and petroleum coke; and owns tankers. The CO2 segment produces, transports, and markets CO2 to recovery and production crude oil from mature oil fields; owns interests in/or operates oil fields and gasoline processing plants; and operates a crude oil pipeline system in West Texas, as well as owns and operates RNG and LNG facilities. It owns and operates approximately 83,000 miles of pipelines and 143 terminals. The company was formerly known as Kinder Morgan Holdco LLC and changed its name to Kinder Morgan, Inc. in February 2011. Kinder Morgan, Inc. was founded in 1936 and is headquartered in Houston, Texas.

Full KMI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.