HomeCompareCFG vs ROP

CFG vs ROP: Dividend Comparison 2026

CFG yields 3.06% · ROP yields 0.96%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ROP wins by $57.7K in total portfolio value· pulled ahead in Year 5
10 years
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →
ROP
ROP
● Live price
0.96%
Share price
$351.96
Annual div
$3.39
5Y div CAGR
61.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$88.1K
Annual income
$33,079.78
Full ROP calculator →

Portfolio growth — CFG vs ROP

📍 ROP pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFGROP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CFG + ROP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFG pays
ROP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
ROP
Annual income on $10K today (after 15% tax)
$81.75/yr
After 10yr DRIP, annual income (after tax)
$28,117.81/yr
At 15% tax rate, ROP beats the other by $26,682.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFG + ROP for your $10,000?

CFG: 50%ROP: 50%
100% ROP50/50100% CFG
Portfolio after 10yr
$59.3K
Annual income
$17,384.05/yr
Blended yield
29.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
ROP
Analyst Ratings
1
Strong
12
Buy
7
Hold
3
Sell
Consensus: Buy
Price Target
$475.50
+35.1% upside vs current
Range: $365.00 — $575.00
Altman Z
2.6
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFG buys
0
ROP buys
11
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ROP▼ Sell$15,001 - $50,0002026-02-10
Ro Khanna🏢 House$ROP▼ Sell$1,001 - $15,0002025-08-26
Ro Khanna🏢 House$ROP▼ Sell$1,000 - $15,0002025-08-26
Lisa McClain🏢 House$ROP▲ Buy$1,001 - $15,0002025-07-22
Rob Bresnahan🏢 House$ROP▼ Sell$1,001 - $15,0002025-04-08
Ro Khanna🏢 House$ROP▲ Buy$1,001 - $15,0002024-09-09
Jared Moskowitz🏢 House$ROP▲ Buy$1,001 - $15,0002024-07-05
Ro Khanna🏢 House$ROP▲ Buy$1,001 - $15,0002024-03-25
Ro Khanna🏢 House$ROP▼ Sell$1,001 - $15,0002024-01-10
Jared Moskowitz🏢 House$ROP▲ Buy$1,001 - $15,0002023-12-28
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFGROP
Forward yield3.06%0.96%
Annual dividend / share$1.76$3.39
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.2%61.8%
Portfolio after 10y$30.4K$88.1K
Annual income after 10y$1,688.32$33,079.78
Total dividends collected$8.6K$63.5K
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusBuyBuy
Analyst price target$70.08$475.50

Year-by-year: CFG vs ROP ($10,000, DRIP)

YearCFG PortfolioCFG Income/yrROP PortfolioROP Income/yrGap
1$11,050$349.86$10,856$155.61+$194.00CFG
2$12,236$412.60$11,871$255.45+$365.00CFG
3$13,580$487.63$13,124$422.40+$456.00CFG
4$15,108$577.61$14,749$706.17+$359.00CFG
5← crossover$16,852$685.86$16,982$1,200.04$130.00ROP
6$18,848$816.48$20,260$2,089.32$1.4KROP
7$21,142$974.64$25,447$3,769.22$4.3KROP
8$23,789$1,166.83$34,387$7,158.99$10.6KROP
9$26,855$1,401.25$51,423$14,628.76$24.6KROP
10$30,423$1,688.32$88,103$33,079.78$57.7KROP

CFG vs ROP: Complete Analysis 2026

CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Full CFG Calculator →

ROPIndustrials

Roper Technologies, Inc. designs and develops software, and engineered products and solutions. The company offers management, campus solutions, diagnostic and laboratory information management, enterprise management, information solutions, transportation management, financial and compliance management, and cloud-based financial analytics and performance management software; cloud-based software to the property and casualty insurance industry; and software, services, and technologies for foodservice operations. It also provides cloud-based data, collaboration, and estimating automation software; electronic marketplace; visual effects and 3D content software; wireless sensor network and solutions; cloud-based software for the life insurance and financial services industries; supply chain software; health care service and software; RFID card readers; data analytics and information; and pharmacy software solutions. In addition, the company offers precision rubber and polymer testing instruments, and data analysis software; ultrasound accessories; testing and analyzing plastic solutions; dispensers and metering pumps; control valves; precision weighing equipment; automated surgical scrub and linen dispensing equipment; water meters; optical and electromagnetic measurement systems; automated leak detection equipment; medical devices; products and services for water and gas utilities; and equipment and consumables. It also provides temperature control and emergency shutoff valves; turbomachinery control hardware, software, and services; specialized pumps; flow meter calibrators and controllers; vibration monitoring systems and controls; analytical instrument; drilling power section; and pressure and level sensors. The company was formerly known as Roper Industries, Inc. and changed its name to Roper Technologies, Inc. in April 2015. The company was incorporated in 1981 and is based in Sarasota, Florida.

Full ROP Calculator →
📬

Get this CFG vs ROP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CFG vs SCHDCFG vs JEPICFG vs OCFG vs KOCFG vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.