HomeCompareCFG vs TRP

CFG vs TRP: Dividend Comparison 2026

CFG yields 3.06% · TRP yields 3.88%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CFG wins by $1.2K in total portfolio value· pulled ahead in Year 7
10 years
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →
TRP
TRP
● Live price
3.88%
Share price
$63.02
Annual div
$2.44
5Y div CAGR
7.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.2K
Annual income
$1,159.84
Full TRP calculator →

Portfolio growth — CFG vs TRP

📍 CFG pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFGTRP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFG + TRP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFG pays
TRP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
TRP
Annual income on $10K today (after 15% tax)
$329.67/yr
After 10yr DRIP, annual income (after tax)
$985.86/yr
At 15% tax rate, CFG beats the other by $449.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFG + TRP for your $10,000?

CFG: 50%TRP: 50%
100% TRP50/50100% CFG
Portfolio after 10yr
$29.8K
Annual income
$1,424.08/yr
Blended yield
4.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
TRP
Analyst Ratings
12
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$53.00
-15.9% upside vs current
Range: $53.00 — $53.00
Altman Z
0.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFG buys
0
TRP buys
0
No recent congressional trades found for CFG or TRP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFGTRP
Forward yield3.06%3.88%
Annual dividend / share$1.76$2.44
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.2%7.7%
Portfolio after 10y$30.4K$29.2K
Annual income after 10y$1,688.32$1,159.84
Total dividends collected$8.6K$7.3K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusBuyBuy
Analyst price target$70.08$53.00

Year-by-year: CFG vs TRP ($10,000, DRIP)

YearCFG PortfolioCFG Income/yrTRP PortfolioTRP Income/yrGap
1$11,050$349.86$11,118$417.71$68.00TRP
2$12,236$412.60$12,363$467.44$127.00TRP
3$13,580$487.63$13,752$523.21$172.00TRP
4$15,108$577.61$15,300$585.78$192.00TRP
5$16,852$685.86$17,027$656.00$175.00TRP
6$18,848$816.48$18,954$734.83$106.00TRP
7← crossover$21,142$974.64$21,104$823.33+$38.00CFG
8$23,789$1,166.83$23,504$922.72+$285.00CFG
9$26,855$1,401.25$26,184$1,034.38+$671.00CFG
10$30,423$1,688.32$29,177$1,159.84+$1.2KCFG

CFG vs TRP: Complete Analysis 2026

CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

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TRPEnergy

TC Energy Corporation operates as an energy infrastructure company in North America. It operates through five segments: Canadian Natural Gas Pipelines; U.S. Natural Gas Pipelines; Mexico Natural Gas Pipelines; Liquids Pipelines; and Power and Storage. The company builds and operates 93,300 km network of natural gas pipelines, which transports natural gas from supply basins to local distribution companies, power generation plants, industrial facilities, interconnecting pipelines, LNG export terminals, and other businesses. It also has regulated natural gas storage facilities with a total working gas capacity of 535 billion cubic feet. In addition, it has approximately 4,900 km liquids pipeline system that connects Alberta crude oil supplies to refining markets in Illinois, Oklahoma, Texas, and the U.S. Gulf Coast. Further, the company owns or has interests in seven power generation facilities with a combined capacity of approximately 4,300 megawatts that are powered by natural gas and nuclear fuel sources located in Alberta, Ontario, Québec, and New Brunswick; and owns and operates approximately 118 billion cubic feet of non-regulated natural gas storage capacity in Alberta. The company was formerly known as TransCanada Corporation and changed its name to TC Energy Corporation in May 2019. TC Energy Corporation was incorporated in 1951 and is headquartered in Calgary, Canada.

Full TRP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.