HomeCompareCFG vs TXN

CFG vs TXN: Dividend Comparison 2026

CFG yields 3.06% · TXN yields 2.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TXN wins by $196.5K in total portfolio value· pulled ahead in Year 5
10 years
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →
TXN
Texas Instruments Incorporated
● Live price
2.98%
Share price
$186.42
Annual div
$5.56
5Y div CAGR
47.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$226.9K
Annual income
$124,014.98
Full TXN calculator →

Portfolio growth — CFG vs TXN

📍 TXN pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFGTXN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CFG + TXN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFG pays
TXN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
TXN
Annual income on $10K today (after 15% tax)
$253.51/yr
After 10yr DRIP, annual income (after tax)
$105,412.73/yr
At 15% tax rate, TXN beats the other by $103,977.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFG + TXN for your $10,000?

CFG: 50%TXN: 50%
100% TXN50/50100% CFG
Portfolio after 10yr
$128.7K
Annual income
$62,851.65/yr
Blended yield
48.85%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
TXN
Analyst Ratings
28
Buy
28
Hold
9
Sell
Consensus: Buy
Price Target
$211.79
+13.6% upside vs current
Range: $160.00 — $260.00
Altman Z
9.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFG buys
0
TXN buys
0
No recent congressional trades found for CFG or TXN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFGTXN
Forward yield3.06%2.98%
Annual dividend / share$1.76$5.56
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.2%47.8%
Portfolio after 10y$30.4K$226.9K
Annual income after 10y$1,688.32$124,014.98
Total dividends collected$8.6K$210.8K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyBuy
Analyst price target$70.08$211.79

Year-by-year: CFG vs TXN ($10,000, DRIP)

YearCFG PortfolioCFG Income/yrTXN PortfolioTXN Income/yrGap
1$11,050$349.86$10,651$440.82+$399.00CFG
2$12,236$412.60$11,554$679.65+$682.00CFG
3$13,580$487.63$12,864$1,067.31+$716.00CFG
4$15,108$577.61$14,854$1,720.21+$254.00CFG
5← crossover$16,852$685.86$18,042$2,875.46$1.2KTXN
6$18,848$816.48$23,476$5,055.70$4.6KTXN
7$21,142$974.64$33,493$9,523.16$12.4KTXN
8$23,789$1,166.83$53,863$19,667.37$30.1KTXN
9$26,855$1,401.25$100,781$45,786.69$73.9KTXN
10$30,423$1,688.32$226,913$124,014.98$196.5KTXN

CFG vs TXN: Complete Analysis 2026

CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

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TXNTechnology

Texas Instruments Incorporated designs, manufactures, and sells semiconductors to electronics designers and manufacturers worldwide. It operates in two segments, Analog and Embedded Processing. The Analog segment offers power products to manage power requirements in various levels using battery-management solutions, DC/DC switching regulators, AC/DC and isolated controllers and converters, power switches, linear regulators, voltage supervisors, voltage references, and lighting products. This segment also provides signal chain products that sense, condition, and measure signals to allow information to be transferred or converted for further processing and control for use in end markets, including amplifiers, data converters, interface products, motor drives, clocks, and sensing products. The Embedded Processing segment offers microcontrollers that are used in electronic equipment; digital signal processors for mathematical computations; and applications processors for specific computing activity. This segment offers products for use in various markets, such as industrial, automotive, personal electronics, communications equipment, enterprise systems, and calculators and other. The company also provides DLP products primarily for use in projectors to create high-definition images; calculators; and application-specific integrated circuits. It markets and sells its semiconductor products through direct sales and distributors, as well as through its website. Texas Instruments Incorporated was founded in 1930 and is headquartered in Dallas, Texas.

Full TXN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.