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CFIC vs MO: Dividend Comparison 2026

CFIC yields 24.04% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CFIC wins by $15.6K in total portfolio value
10 years
CFIC
CFIC
● Live price
24.04%
Share price
$8.32
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.3K
Annual income
$10,155.03
Full CFIC calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — CFIC vs MO

📍 CFIC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFICMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFIC + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFIC pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFIC
Annual income on $10K today (after 15% tax)
$2,043.27/yr
After 10yr DRIP, annual income (after tax)
$8,631.78/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $15,991.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFIC + MO for your $10,000?

CFIC: 50%MO: 50%
100% MO50/50100% CFIC
Portfolio after 10yr
$85.5K
Annual income
$19,561.79/yr
Blended yield
22.88%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CFIC
No analyst data
Altman Z
0.0
Piotroski
1/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFIC buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFICMO
Forward yield24.04%6.27%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$93.3K$77.7K
Annual income after 10y$10,155.03$28,968.54
Total dividends collected$58.0K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CFIC vs MO ($10,000, DRIP)

YearCFIC PortfolioCFIC Income/yrMO PortfolioMO Income/yrGap
1← crossover$13,104$2,403.85$10,558$768.31+$2.5KCFIC
2$16,965$2,943.89$11,352$1,015.87+$5.6KCFIC
3$21,715$3,561.99$12,482$1,367.86+$9.2KCFIC
4$27,496$4,260.95$14,103$1,883.39+$13.4KCFIC
5$34,463$5,042.36$16,472$2,664.91+$18.0KCFIC
6$42,782$5,906.57$20,024$3,897.79+$22.8KCFIC
7$52,629$6,852.67$25,537$5,933.74+$27.1KCFIC
8$64,191$7,878.52$34,478$9,476.77+$29.7KCFIC
9$77,666$8,980.77$49,776$16,022.63+$27.9KCFIC
10$93,257$10,155.03$77,699$28,968.54+$15.6KCFIC

CFIC vs MO: Complete Analysis 2026

CFICStock

Cornerstone Financial Corporation operates as the bank holding company for Cornerstone Bank that provides various banking products and services for individuals and businesses. The company accepts checking and money market, savings, certificates of deposit, and individual retirement accounts. Its loan products include home equity line of credit; term and small business administration/government backed loans; business line of credit and letters of credit; and commercial mortgages. The company also offers remote deposit capture, reorder check, and online banking services. Cornerstone Financial Corporation was founded in 1999 and is based in Mount Laurel, New Jersey.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.