HomeCompareCFIC vs SPHD

CFIC vs SPHD: Dividend Comparison 2026

CFIC yields 24.04% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CFIC wins by $66.7K in total portfolio value
10 years
CFIC
CFIC
● Live price
24.04%
Share price
$8.32
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.3K
Annual income
$10,155.03
Full CFIC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CFIC vs SPHD

📍 CFIC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFICSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CFIC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFIC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFIC
Annual income on $10K today (after 15% tax)
$2,043.27/yr
After 10yr DRIP, annual income (after tax)
$8,631.78/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CFIC beats the other by $8,146.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFIC + SPHD for your $10,000?

CFIC: 50%SPHD: 50%
100% SPHD50/50100% CFIC
Portfolio after 10yr
$59.9K
Annual income
$5,363.18/yr
Blended yield
8.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFIC buys
0
SPHD buys
0
No recent congressional trades found for CFIC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFICSPHD
Forward yield24.04%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$93.3K$26.5K
Annual income after 10y$10,155.03$571.32
Total dividends collected$58.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CFIC vs SPHD ($10,000, DRIP)

YearCFIC PortfolioCFIC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$13,104$2,403.85$11,133$432.85+$2.0KCFIC
2$16,965$2,943.89$12,363$450.36+$4.6KCFIC
3$21,715$3,561.99$13,695$467.39+$8.0KCFIC
4$27,496$4,260.95$15,138$483.90+$12.4KCFIC
5$34,463$5,042.36$16,697$499.88+$17.8KCFIC
6$42,782$5,906.57$18,382$515.31+$24.4KCFIC
7$52,629$6,852.67$20,198$530.17+$32.4KCFIC
8$64,191$7,878.52$22,157$544.46+$42.0KCFIC
9$77,666$8,980.77$24,266$558.18+$53.4KCFIC
10$93,257$10,155.03$26,536$571.32+$66.7KCFIC

CFIC vs SPHD: Complete Analysis 2026

CFICStock

Cornerstone Financial Corporation operates as the bank holding company for Cornerstone Bank that provides various banking products and services for individuals and businesses. The company accepts checking and money market, savings, certificates of deposit, and individual retirement accounts. Its loan products include home equity line of credit; term and small business administration/government backed loans; business line of credit and letters of credit; and commercial mortgages. The company also offers remote deposit capture, reorder check, and online banking services. Cornerstone Financial Corporation was founded in 1999 and is based in Mount Laurel, New Jersey.

Full CFIC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this CFIC vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CFIC vs SCHDCFIC vs JEPICFIC vs OCFIC vs KOCFIC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.