HomeCompareCFIC vs VIG

CFIC vs VIG: Dividend Comparison 2026

CFIC yields 24.04% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CFIC wins by $60.9K in total portfolio value
10 years
CFIC
CFIC
● Live price
24.04%
Share price
$8.32
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.3K
Annual income
$10,155.03
Full CFIC calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — CFIC vs VIG

📍 CFIC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFICVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFIC + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFIC pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFIC
Annual income on $10K today (after 15% tax)
$2,043.27/yr
After 10yr DRIP, annual income (after tax)
$8,631.78/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, CFIC beats the other by $8,479.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFIC + VIG for your $10,000?

CFIC: 50%VIG: 50%
100% VIG50/50100% CFIC
Portfolio after 10yr
$62.8K
Annual income
$5,167.10/yr
Blended yield
8.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFIC buys
0
VIG buys
0
No recent congressional trades found for CFIC or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFICVIG
Forward yield24.04%1.64%
Annual dividend / share$2.00$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$93.3K$32.4K
Annual income after 10y$10,155.03$179.15
Total dividends collected$58.0K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CFIC vs VIG ($10,000, DRIP)

YearCFIC PortfolioCFIC Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$13,104$2,403.85$11,304$163.92+$1.8KCFIC
2$16,965$2,943.89$12,759$166.33+$4.2KCFIC
3$21,715$3,561.99$14,382$168.52+$7.3KCFIC
4$27,496$4,260.95$16,192$170.52+$11.3KCFIC
5$34,463$5,042.36$18,210$172.34+$16.3KCFIC
6$42,782$5,906.57$20,460$173.98+$22.3KCFIC
7$52,629$6,852.67$22,968$175.48+$29.7KCFIC
8$64,191$7,878.52$25,763$176.83+$38.4KCFIC
9$77,666$8,980.77$28,878$178.05+$48.8KCFIC
10$93,257$10,155.03$32,350$179.15+$60.9KCFIC

CFIC vs VIG: Complete Analysis 2026

CFICStock

Cornerstone Financial Corporation operates as the bank holding company for Cornerstone Bank that provides various banking products and services for individuals and businesses. The company accepts checking and money market, savings, certificates of deposit, and individual retirement accounts. Its loan products include home equity line of credit; term and small business administration/government backed loans; business line of credit and letters of credit; and commercial mortgages. The company also offers remote deposit capture, reorder check, and online banking services. Cornerstone Financial Corporation was founded in 1999 and is based in Mount Laurel, New Jersey.

Full CFIC Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.