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CFIN vs ADC: Dividend Comparison 2026

CFIN yields 0.03% · ADC yields 4.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $3.8K in total portfolio value
10 years
CFIN
CFIN
● Live price
0.03%
Share price
$7,600.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$2.64
Full CFIN calculator →
ADC
Agree Realty Corporation
● Live price
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — CFIN vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFINADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFIN + ADC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CFIN pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFIN
Annual income on $10K today (after 15% tax)
$2.24/yr
After 10yr DRIP, annual income (after tax)
$2.24/yr
ADC
Annual income on $10K today (after 15% tax)
$372.81/yr
After 10yr DRIP, annual income (after tax)
$929.68/yr
At 15% tax rate, ADC beats the other by $927.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFIN + ADC for your $10,000?

CFIN: 50%ADC: 50%
100% ADC50/50100% CFIN
Portfolio after 10yr
$21.6K
Annual income
$548.19/yr
Blended yield
2.53%
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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CFIN
No analyst data
Altman Z
4.3
Piotroski
1/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+18.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFIN buys
0
ADC buys
0
No recent congressional trades found for CFIN or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFINADC
Forward yield0.03%4.39% ✓
Annual dividend / share$2.00$3.00 ✓
Payout ratio50% ✓73%
1-year div growth0%2.8% ✓
5-year div CAGR0%5.2% ✓
Portfolio after 10y$19.7K$23.5K ✓
Annual income after 10y$2.64$1,093.74 ✓
Total dividends collected$26.00 ✓$7.4K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CFIN vs ADC ($10,000, DRIP)

YearCFIN PortfolioCFIN Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,703$2.63$10,871$461.40$168.00 → ADC
2$11,454$2.63$11,824$506.91$370.00 → ADC
3$12,259$2.63$12,866$557.16$607.00 → ADC
4$13,120$2.63$14,006$612.66$886.00 → ADC
5$14,041$2.63$15,254$674.00$1.2K → ADC
6$15,026$2.63$16,622$741.82$1.6K → ADC
7$16,081$2.63$18,120$816.86$2.0K → ADC
8$17,209$2.64$19,763$899.90$2.6K → ADC
9$18,416$2.64$21,565$991.86$3.1K → ADC
10$19,708$2.64$23,543$1,093.74$3.8K → ADC

CFIN vs ADC: Complete Analysis 2026

CFIN — Stock

Citizens Financial Corporation, through its subsidiary, provides ancillary health insurance products. It also offers administrative services to medical professionals involved in providing on-site treatment to patients in community settings. The company offers group ancillary insurance products, including group dental, group vision, and group life insurance; and individual ancillary insurance products, such as individual dental and individual vision insurance to the senior market. Citizens Financial Corporation was incorporated in 1990 and is based in Louisville, Kentucky.

Full CFIN Calculator →

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.