Is CFLSF or GBDC a better dividend investment in 2026?

CFLSF currently yields 2000.00% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: CFLSF offers higher current income.

What is the dividend yield difference between CFLSF and GBDC?

CFLSF has a forward dividend yield of 2000.00% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 1988.14 percentage points.

Home › Compare › CFLSF vs GBDC

CFLSF vs GBDC: Dividend Comparison 2026

CFLSF yields 2000.00% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFLSF wins by $9939315137.68M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CFLSF

● Live price

2000.00%

Share price

$0.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$9939315158.53M

Annual income

$9,049,252,674,478,578.00

Full CFLSF calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — CFLSF vs GBDC

📍 CFLSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFLSF	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CFLSF + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFLSF pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFLSF

Annual income on $10K today (after 15% tax)

$170,000.00/yr

After 10yr DRIP, annual income (after tax)

$7,691,864,773,306,791.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, CFLSF beats the other by $7,691,864,759,323,667.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CFLSF + GBDC for your $10,000?

CFLSF: 50%GBDC: 50%

100% GBDC50/50100% CFLSF

Portfolio after 10yr

$4969657589.69M

Annual income

$4,524,626,345,464,656.00/yr

Blended yield

91.05%

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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CFLSF

No analyst data

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFLSF buys

GBDC buys

No recent congressional trades found for CFLSF or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFLSFGBDC

Forward yield	2000.00% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$9939315158.53M ✓	$20.85M
Annual income after 10y	$9,049,252,674,478,578.00 ✓	$16,450,733.83
Total dividends collected	$9876141646.27M ✓	$20.43M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: CFLSF vs GBDC ($10,000, DRIP)

Year	CFLSF Portfolio	CFLSF Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$210,700	$200,000.00	$12,492	$1,791.70	+$198.2K → CFLSF
2	$4,163,767	$3,938,317.76	$16,527	$3,160.58	+$4.15M → CFLSF
3	$77,191,133	$72,735,902.82	$23,588	$5,904.90	+$77.17M → CFLSF
4	$1,342,813,676	$1,260,219,163.76	$37,141	$11,901.65	+$1342.78M → CFLSF
5	$21,925,333,121	$20,488,522,486.99	$66,205	$26,463.38	+$21925.27M → CFLSF
6	$336,109,296,351	$312,649,189,912.21	$137,452	$66,612.65	+$336109.16M → CFLSF
7	$4,838,913,266,619	$4,479,276,319,522.88	$342,372	$195,298.53	+$4838912.92M → CFLSF
8	$65,446,276,951,058	$60,268,639,755,775.59	$1,053,292	$686,954.33	+$65446275.90M → CFLSF
9	$831,834,097,245,644	$761,806,580,908,011.90	$4,111,439	$2,984,416.95	+$831834093.13M → CFLSF
10	$9,939,315,158,531,418	$9,049,252,674,478,578.00	$20,849,974	$16,450,733.83	+$9939315137.68M → CFLSF

CFLSF vs GBDC: Complete Analysis 2026

CFLSF — Stock

CASH Financial Services Group Limited, an investment holding company, provides financial products and services in the People's Republic of China. The company engages in the online and traditional brokerage of securities, futures, and options, as well as offers mutual fund, mandatory provident fund, and general and life insurance products. It also trades in debt and equity securities, and derivatives; and provides margin financing, money lending, and asset management services. In addition, the company offers investment banking, wealth management, payment gateway, treasury management, and cryptocurrency brokerage services, as well as financial advisory consultancy services. Further, it engages in the property holding business. The company was founded in 1972 and is headquartered in Kowloon Bay, Hong Kong. As on October 21, 2022, CASH Financial Services Group Limited (SEHK : 510) operates as a subsidiary of Celestial Asia Securities Holdings Limited.

Full CFLSF Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.