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CFTLF vs ARCC: Dividend Comparison 2026

CFTLF yields 1.28% · ARCC yields 9.06%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CFTLF wins by $10.77M in total portfolio value· pulled ahead in Year 5
10 years
CFTLF
CFTLF
● Live price
1.28%
Share price
$0.53
Annual div
$0.01
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$10.81M
Annual income
$9,401,157.38
Full CFTLF calculator →
ARCC
Ares Capital Corporation
● Live price
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — CFTLF vs ARCC

📍 CFTLF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFTLFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFTLF + ARCC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CFTLF pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFTLF
Annual income on $10K today (after 15% tax)
$108.78/yr
After 10yr DRIP, annual income (after tax)
$7,990,983.77/yr
ARCC
Annual income on $10K today (after 15% tax)
$769.81/yr
After 10yr DRIP, annual income (after tax)
$1,937.41/yr
At 15% tax rate, CFTLF beats the other by $7,989,046.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFTLF + ARCC for your $10,000?

CFTLF: 50%ARCC: 50%
100% ARCC50/50100% CFTLF
Portfolio after 10yr
$5.43M
Annual income
$4,701,718.35/yr
Blended yield
86.62%
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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

CFTLF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
3.3
Piotroski
6/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+3.2% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFTLF buys
0
ARCC buys
0
No recent congressional trades found for CFTLF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFTLFARCC
Forward yield1.28%9.06% ✓
Annual dividend / share$0.01$1.92 ✓
Payout ratio50% ✓88%
1-year div growth0%2% ✓
5-year div CAGR100% ✓3.1%
Portfolio after 10y$10.81M$43.8K ✓
Annual income after 10y$9,401,157.38 ✓$2,279.31
Total dividends collected$10.68M$15.5K ✓
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: CFTLF vs ARCC ($10,000, DRIP)

YearCFTLF PortfolioCFTLF Income/yrARCC PortfolioARCC Income/yrGap
1$10,956$255.96$11,774$933.74$818.00 → ARCC
2$12,247$524.17$13,808$1,045.61$1.6K → ARCC
3$14,200$1,095.21$16,135$1,166.34$1.9K → ARCC
4$17,567$2,373.48$18,786$1,296.19$1.2K → ARCC
5← crossover$24,285$5,488.52$21,800$1,435.41+$2.5K → CFTLF
6$40,167$14,182.27$25,215$1,584.23+$15.0K → CFTLF
7$86,825$43,845.43$29,076$1,742.84+$57.7K → CFTLF
8$270,051$177,149.18$33,430$1,911.44+$236.6K → CFTLF
9$1,318,841$1,029,886.07$38,328$2,090.21+$1.28M → CFTLF
10$10,812,317$9,401,157.38$43,827$2,279.31+$10.77M → CFTLF

CFTLF vs ARCC: Complete Analysis 2026

CFTLF — Stock

Chinasoft International Limited, together with its subsidiaries, develops and provides information technology (IT) solutions, IT outsourcing, and training services. It operates through Technical Professional Services Group and Internet IT Services Group segments. The company offers CloudEasy, a cloud management platform; Huaxia Cloud, a cloud brokerage platform; Tencent Cloud that provides cloud consultation, migration, operation and maintenance management, and application development and integration; enterprise cloud disk; and cloud shop O2O platform. It also provides IT application development and maintenance, IT testing, infrastructure management, product development and services, digital consulting and implementation, system integration and services, IT consulting and outsourcing, business process outsourcing, and other customer services. In addition, the company offers Internet IT services comprising software industry Internet platform for enterprises. The company serves financial institution, banks, telecommunications and Internet, insurance and securities, retail, high-technology business, manufacturing, transportation, and other industries, as well as to the various government. Chinasoft International Limited was incorporated in 2000 and is headquartered in Beijing, the People's Republic of China.

Full CFTLF Calculator →

ARCC — BDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.