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CGRIF vs BTI: Dividend Comparison 2026

CGRIF yields 2.42% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CGRIF wins by $138.6K in total portfolio value· pulled ahead in Year 4
10 years
CGRIF
CGRIF
● Live price
2.42%
Share price
$33.65
Annual div
$0.81
5Y div CAGR
52.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.4K
Annual income
$79,187.28
Full CGRIF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — CGRIF vs BTI

📍 CGRIF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGRIFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGRIF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGRIF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGRIF
Annual income on $10K today (after 15% tax)
$205.57/yr
After 10yr DRIP, annual income (after tax)
$67,309.19/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, CGRIF beats the other by $64,927.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGRIF + BTI for your $10,000?

CGRIF: 50%BTI: 50%
100% BTI50/50100% CGRIF
Portfolio after 10yr
$107.1K
Annual income
$40,994.78/yr
Blended yield
38.28%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CGRIF
No analyst data
Altman Z
6.0
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGRIF buys
0
BTI buys
0
No recent congressional trades found for CGRIF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGRIFBTI
Forward yield2.42%5.40%
Annual dividend / share$0.81$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR52.1%11.3%
Portfolio after 10y$176.4K$37.8K
Annual income after 10y$79,187.28$2,802.29
Total dividends collected$146.0K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CGRIF vs BTI ($10,000, DRIP)

YearCGRIF PortfolioCGRIF Income/yrBTI PortfolioBTI Income/yrGap
1$11,068$367.84$11,301$601.08$233.00BTI
2$12,421$578.72$12,799$706.58$378.00BTI
3$14,214$923.25$14,527$832.38$313.00BTI
4← crossover$16,711$1,501.81$16,527$982.75+$184.00CGRIF
5$20,390$2,509.82$18,846$1,162.95+$1.5KCGRIF
6$26,171$4,353.27$21,545$1,379.49+$4.6KCGRIF
7$35,945$7,942.47$24,694$1,640.41+$11.3KCGRIF
8$53,969$15,506.87$28,378$1,955.69+$25.6KCGRIF
9$90,842$33,095.26$32,702$2,337.79+$58.1KCGRIF
10$176,388$79,187.28$37,794$2,802.29+$138.6KCGRIF

CGRIF vs BTI: Complete Analysis 2026

CGRIFStock

Canadian General Investments, Limited is a close ended equity mutual fund launched and managed by Morgan Meighen & Associates Limited. It invests in the public equity markets of Canada. The fund seeks to invest in stocks of companies operating across diversified sectors. It invests in stocks of companies across all market capitalization. The fund employs fundamental analysis with a bottom-up stock picking approach focusing on timely recognition of capital gains and appropriate income generating instruments to create its portfolio. It benchmarks the performance of its portfolio against the S&P/TSX Composite Index. Canadian General Investments, Limited was formed on January 15, 1930 and is domiciled in Ontario, Canada.

Full CGRIF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.