Is CHAQ or XYLD a better dividend investment in 2026?

CHAQ currently yields 23.78% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: CHAQ offers higher current income.

What is the dividend yield difference between CHAQ and XYLD?

CHAQ has a forward dividend yield of 23.78% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 12.58 percentage points.

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CHAQ vs XYLD: Dividend Comparison 2026

CHAQ yields 23.78% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHAQ wins by $66.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHAQ

● Live price

23.78%

Share price

$8.41

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$91.8K

Annual income

$9,904.38

Full CHAQ calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CHAQ vs XYLD

📍 CHAQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHAQ	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHAQ + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

CHAQ pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHAQ

Annual income on $10K today (after 15% tax)

$2,021.40/yr

After 10yr DRIP, annual income (after tax)

$8,418.72/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, CHAQ beats the other by $5,570.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHAQ + XYLD for your $10,000?

CHAQ: 50%XYLD: 50%

100% XYLD50/50100% CHAQ

Portfolio after 10yr

$58.8K

Annual income

$6,627.70/yr

Blended yield

11.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHAQ buys

XYLD buys

No recent congressional trades found for CHAQ or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHAQXYLD

Forward yield	23.78% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$91.8K ✓	$25.9K
Annual income after 10y	$9,904.38 ✓	$3,351.03
Total dividends collected	$56.8K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CHAQ vs XYLD ($10,000, DRIP)

Year	CHAQ Portfolio	CHAQ Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,078	$2,378.12	$10,840	$1,120.44	+$2.2K → CHAQ
2	$16,900	$2,906.67	$11,786	$1,249.59	+$5.1K → CHAQ
3	$21,594	$3,510.43	$12,854	$1,397.78	+$8.7K → CHAQ
4	$27,297	$4,191.89	$14,063	$1,568.33	+$13.2K → CHAQ
5	$34,160	$4,952.41	$15,434	$1,765.19	+$18.7K → CHAQ
6	$42,344	$5,792.12	$16,995	$1,993.14	+$25.3K → CHAQ
7	$52,018	$6,709.96	$18,777	$2,257.95	+$33.2K → CHAQ
8	$63,363	$7,703.69	$20,818	$2,566.58	+$42.5K → CHAQ
9	$76,568	$8,769.95	$23,163	$2,927.50	+$53.4K → CHAQ
10	$91,832	$9,904.38	$25,865	$3,351.03	+$66.0K → CHAQ

CHAQ vs XYLD: Complete Analysis 2026

CHAQ — Stock

Chardan Healthcare Acquisition 2 Corp. intends to acquire assets and businesses through a merger, share exchange, stock purchase, recapitalization, reorganization, or other similar business combination. The company was founded in 2018 and is based in New York, New York.

Full CHAQ Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.