HomeCompareCHBAY vs EPRT

CHBAY vs EPRT: Dividend Comparison 2026

CHBAY yields 2.35% · EPRT yields 3.97%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAY wins by $131.91M in total portfolio value· pulled ahead in Year 2
10 years
CHBAY
CHBAY
● Live price
2.35%
Share price
$65.00
Annual div
$1.53
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$131.97M
Annual income
$122,014,828.99
Full CHBAY calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — CHBAY vs EPRT

📍 CHBAY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAYEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHBAY + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAY pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAY
Annual income on $10K today (after 15% tax)
$200.08/yr
After 10yr DRIP, annual income (after tax)
$103,712,604.64/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, CHBAY beats the other by $103,701,409.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAY + EPRT for your $10,000?

CHBAY: 50%EPRT: 50%
100% EPRT50/50100% CHBAY
Portfolio after 10yr
$66.02M
Annual income
$61,013,999.93/yr
Blended yield
92.42%
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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

CHBAY
No analyst data
Altman Z
0.3
Piotroski
7/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAY buys
0
EPRT buys
0
No recent congressional trades found for CHBAY or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAYEPRT
Forward yield2.35%3.97%
Annual dividend / share$1.53$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%29%
Portfolio after 10y$131.97M$64.3K
Annual income after 10y$122,014,828.99$13,170.85
Total dividends collected$131.20M$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CHBAY vs EPRT ($10,000, DRIP)

YearCHBAY PortfolioCHBAY Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,171$470.77$11,212$512.01$41.00EPRT
2← crossover$12,936$982.96$12,689$692.09+$247.00CHBAY
3$15,969$2,127.60$14,521$944.30+$1.4KCHBAY
4$21,996$4,909.29$16,841$1,302.88+$5.2KCHBAY
5$36,175$12,639.63$19,841$1,821.64+$16.3KCHBAY
6$77,563$38,855.32$23,818$2,587.47+$53.7KCHBAY
7$238,710$155,718.05$29,230$3,744.65+$209.5KCHBAY
8$1,151,203$895,782.77$36,816$5,540.38+$1.11MCHBAY
9$9,306,547$8,074,760.24$47,806$8,413.17+$9.26MCHBAY
10$131,972,834$122,014,828.99$64,324$13,170.85+$131.91MCHBAY

CHBAY vs EPRT: Complete Analysis 2026

CHBAYStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of June 25, 2021, it operated 186 domestic offices, including 183 branches and 3 money exchange counters; 3 overseas branches in New York, Hong Kong, and London; and 3 overseas representative offices in Shanghai, Singapore, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAY Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.