HomeCompareCHCJY vs BTI

CHCJY vs BTI: Dividend Comparison 2026

CHCJY yields 4.92% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CHCJY wins by $5583.53M in total portfolio value
10 years
CHCJY
CHCJY
● Live price
4.92%
Share price
$18.00
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5583.57M
Annual income
$5,373,544,361.60
Full CHCJY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CHCJY vs BTI

📍 CHCJY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHCJYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CHCJY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHCJY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHCJY
Annual income on $10K today (after 15% tax)
$417.78/yr
After 10yr DRIP, annual income (after tax)
$4,567,512,707.36/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, CHCJY beats the other by $4,567,510,338.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHCJY + BTI for your $10,000?

CHCJY: 50%BTI: 50%
100% BTI50/50100% CHCJY
Portfolio after 10yr
$2791.80M
Annual income
$2,686,773,574.12/yr
Blended yield
96.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CHCJY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.1
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHCJY buys
0
BTI buys
0
No recent congressional trades found for CHCJY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHCJYBTI
Forward yield4.92%5.38%
Annual dividend / share$0.88$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$5583.57M$37.7K
Annual income after 10y$5,373,544,361.60$2,786.64
Total dividends collected$5568.82M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: CHCJY vs BTI ($10,000, DRIP)

YearCHCJY PortfolioCHCJY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,683$983.00$11,299$598.92+$384.00CHCJY
2$14,647$2,146.61$12,794$703.91+$1.9KCHCJY
3$20,703$5,030.45$14,518$829.07+$6.2KCHCJY
4$35,443$13,290.14$16,513$978.64+$18.9KCHCJY
5$80,450$42,526.88$18,827$1,157.84+$61.6KCHCJY
6$266,514$180,431.75$21,518$1,373.12+$245.0KCHCJY
7$1,402,420$1,117,250.02$24,657$1,632.46+$1.38MCHCJY
8$12,489,510$10,988,920.79$28,329$1,945.74+$12.46MCHCJY
9$196,286,919$182,923,143.78$32,637$2,325.33+$196.25MCHCJY
10$5,583,571,365$5,373,544,361.60$37,708$2,786.64+$5583.53MCHCJY

CHCJY vs BTI: Complete Analysis 2026

CHCJYStock

China CITIC Bank Corporation Limited provides various banking products and services in the People's Republic of China and internationally. The company operates through Corporate Banking, Personal Banking, and Treasury Operations segments. It accepts deposits; offers corporate and personal loans; and provides securities agency, remittance and settlement, and guarantee services, as well as investment banking and international services. The company also engages in the capital markets operations and inter-bank operations, including inter-bank money market transactions, repurchase transactions, investments, and trading in debt instruments; and derivatives and forex trading. In addition, it offers asset management, finance leasing, and other non-banking financial services. The company serves corporations, government agencies, and non-financial institutions; and individual customers and micro and small enterprises. As of December 31, 2021, it operated 1,415 outlets, including 37 tier-one branches, 126 tier-two branches, and 1,252 sub-branches; 1,569 self-service banks; and 5,398 self-service terminals, as well as 9,078 smart teller machines. The company was founded in 1987 and is headquartered in Beijing, the People's Republic of China. China CITIC Bank Corporation Limited operates as a subsidiary of CITIC Corporation Limited.

Full CHCJY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this CHCJY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CHCJY vs SCHDCHCJY vs JEPICHCJY vs OCHCJY vs KOCHCJY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.