HomeCompareCHCLY vs GBDC

CHCLY vs GBDC: Dividend Comparison 2026

CHCLY yields 4.47% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHCLY wins by $786.10M in total portfolio value· pulled ahead in Year 6
10 years
CHCLY
CHCLY
● Live price
4.47%
Share price
$34.23
Annual div
$1.53
5Y div CAGR
92.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$806.95M
Annual income
$759,828,470.42
Full CHCLY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CHCLY vs GBDC

📍 CHCLY pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHCLYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CHCLY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHCLY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHCLY
Annual income on $10K today (after 15% tax)
$379.93/yr
After 10yr DRIP, annual income (after tax)
$645,854,199.86/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, CHCLY beats the other by $631,871,076.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHCLY + GBDC for your $10,000?

CHCLY: 50%GBDC: 50%
100% GBDC50/50100% CHCLY
Portfolio after 10yr
$413.90M
Annual income
$388,139,602.13/yr
Blended yield
93.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CHCLY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
2.9
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHCLY buys
0
GBDC buys
0
No recent congressional trades found for CHCLY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHCLYGBDC
Forward yield4.47%11.86%
Annual dividend / share$1.53$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR92.8%51.1%
Portfolio after 10y$806.95M$20.85M
Annual income after 10y$759,828,470.42$16,450,733.83
Total dividends collected$803.50M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CHCLY vs GBDC ($10,000, DRIP)

YearCHCLY PortfolioCHCLY Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,562$861.77$12,492$1,791.70$930.00GBDC
2$14,166$1,795.31$16,527$3,160.58$2.4KGBDC
3$19,122$3,963.67$23,588$5,904.90$4.5KGBDC
4$30,100$9,640.25$37,141$11,901.65$7.0KGBDC
5$59,551$27,343.76$66,205$26,463.38$6.7KGBDC
6← crossover$161,196$97,476.29$137,452$66,612.65+$23.7KCHCLY
7$647,909$475,429.11$342,372$195,298.53+$305.5KCHCLY
8$4,136,511$3,443,248.28$1,053,292$686,954.33+$3.08MCHCLY
9$44,036,697$39,610,630.04$4,111,439$2,984,416.95+$39.93MCHCLY
10$806,947,736$759,828,470.42$20,849,974$16,450,733.83+$786.10MCHCLY

CHCLY vs GBDC: Complete Analysis 2026

CHCLYStock

Citizen Watch Co., Ltd. manufactures and sells watches and their components worldwide. It operates through four segments: Watches, Machine Tools, Devices and Components, and Electronic and Other Products. The company offers movements, system clocks, sliding headstock type CNC automatic lathes, fixed headstock type CNC automatic lathes, automotive components, compact switches, chip LEDs, LEDs for lighting, crystal devices, motors, digital photo printers, POS and barcode printers, electronic thermometers, and electronic blood pressure monitors. The company was formerly known as Citizen Holdings Co., Ltd., and changed its name to Citizen Watch Co., Ltd. in October 2016. Citizen Watch Co., Ltd. was founded in 1918 and is headquartered in Nishitokyo, Japan.

Full CHCLY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.