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CHYFF vs BTI: Dividend Comparison 2026

CHYFF yields 8.11% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHYFF wins by $55.2K in total portfolio value
10 years
CHYFF
CHYFF
● Live price
8.11%
Share price
$14.63
Annual div
$1.19
5Y div CAGR
21%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.0K
Annual income
$20,198.62
Full CHYFF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — CHYFF vs BTI

📍 CHYFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHYFFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHYFF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHYFF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHYFF
Annual income on $10K today (after 15% tax)
$689.20/yr
After 10yr DRIP, annual income (after tax)
$17,168.83/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, CHYFF beats the other by $14,786.88/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CHYFF + BTI for your $10,000?

CHYFF: 50%BTI: 50%
100% BTI50/50100% CHYFF
Portfolio after 10yr
$65.4K
Annual income
$11,500.45/yr
Blended yield
17.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CHYFF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.2
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHYFF buys
0
BTI buys
0
No recent congressional trades found for CHYFF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHYFFBTI
Forward yield8.11%5.40%
Annual dividend / share$1.19$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR21%11.3%
Portfolio after 10y$93.0K$37.8K
Annual income after 10y$20,198.62$2,802.29
Total dividends collected$63.0K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: CHYFF vs BTI ($10,000, DRIP)

YearCHYFF PortfolioCHYFF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,681$981.10$11,301$601.08+$380.00CHYFF
2$13,795$1,295.98$12,799$706.58+$996.00CHYFF
3$16,491$1,730.74$14,527$832.38+$2.0KCHYFF
4$19,985$2,339.75$16,527$982.75+$3.5KCHYFF
5$24,591$3,206.49$18,846$1,162.95+$5.7KCHYFF
6$30,774$4,461.62$21,545$1,379.49+$9.2KCHYFF
7$39,242$6,313.97$24,694$1,640.41+$14.5KCHYFF
8$51,094$9,104.87$28,378$1,955.69+$22.7KCHYFF
9$68,076$13,405.81$32,702$2,337.79+$35.4KCHYFF
10$93,040$20,198.62$37,794$2,802.29+$55.2KCHYFF

CHYFF vs BTI: Complete Analysis 2026

CHYFFStock

Cathay Financial Holding Co Ltd is a financial holding company that primarily serves the Taiwan market. The scope of its business is limited by the operation of law to the investment and management of financial services enterprises. The company is a hub for financial services primarily in insurance and banking, and secondarily in asset management. Cathay Financial Holding emphasizes cross-selling and information technology integration in its business model. most of its insurance business, which constitutes approximately half of the company's revenue mix, is related to life insurance. Its banking business, which makes up nearly the other half of its business, is mostly related to consumer and corporate banking.

Full CHYFF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.