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CIADF vs BTI: Dividend Comparison 2026

CIADF yields 3.22% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIADF wins by $587.83M in total portfolio value
10 years
CIADF
CIADF
● Live price
3.22%
Share price
$2.20
Annual div
$0.07
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$587.87M
Annual income
$554,754,103.14
Full CIADF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CIADF vs BTI

📍 CIADF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIADFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CIADF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CIADF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIADF
Annual income on $10K today (after 15% tax)
$273.55/yr
After 10yr DRIP, annual income (after tax)
$471,540,987.67/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, CIADF beats the other by $471,538,619.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIADF + BTI for your $10,000?

CIADF: 50%BTI: 50%
100% BTI50/50100% CIADF
Portfolio after 10yr
$293.95M
Annual income
$277,378,444.89/yr
Blended yield
94.36%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CIADF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
3.2
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIADF buys
0
BTI buys
0
No recent congressional trades found for CIADF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIADFBTI
Forward yield3.22%5.38% ✓
Annual dividend / share$0.07$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$587.87M ✓$37.7K
Annual income after 10y$554,754,103.14 ✓$2,786.64
Total dividends collected$585.44M ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: CIADF vs BTI ($10,000, DRIP)

YearCIADF PortfolioCIADF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,344$643.64$11,299$598.92+$45.00 → CIADF
2$13,502$1,364.71$12,794$703.91+$708.00 → CIADF
3$17,484$3,036.29$14,518$829.07+$3.0K → CIADF
4$26,057$7,348.80$16,513$978.64+$9.5K → CIADF
5$48,352$20,471.14$18,827$1,157.84+$29.5K → CIADF
6$122,740$71,003.99$21,518$1,373.12+$101.2K → CIADF
7$468,235$336,902.96$24,657$1,632.46+$443.6K → CIADF
8$2,903,316$2,402,304.10$28,329$1,945.74+$2.87M → CIADF
9$30,948,812$27,842,264.76$32,637$2,325.33+$30.92M → CIADF
10$587,869,332$554,754,103.14$37,708$2,786.64+$587.83M → CIADF

CIADF vs BTI: Complete Analysis 2026

CIADF — Stock

China Mengniu Dairy Company Limited, an investment holding company, produces and distributes dairy products in the People's Republic of China and internationally. The company operates through four segments: Liquid Milk Products, Ice Cream Products, Milk Powder Products, and Others. The Liquid Milk Products segment produces and distributes ultra-high temperature milk, milk beverages, fresh milk, and yogurt. The Ice Cream Products segment produces and distributes ice cream. The Milk Powder Products segment produces and distributes milk powder. The Others segment engages in the provision of cheese and plant-based nutrition products, as well as trading business. It also offers organic food and formula products for babies and toddlers. The company offers its dairy products under the MENGNIU brand. China Mengniu Dairy Company Limited was founded in 1999 and is based in Causeway Bay, Hong Kong.

Full CIADF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.