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CIADF vs PM: Dividend Comparison 2026

CIADF yields 3.22% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIADF wins by $587.82M in total portfolio value· pulled ahead in Year 3
10 years
CIADF
CIADF
● Live price
3.22%
Share price
$2.20
Annual div
$0.07
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$587.87M
Annual income
$554,754,103.14
Full CIADF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — CIADF vs PM

📍 CIADF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIADFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIADF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIADF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIADF
Annual income on $10K today (after 15% tax)
$273.55/yr
After 10yr DRIP, annual income (after tax)
$471,540,987.67/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, CIADF beats the other by $471,538,869.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIADF + PM for your $10,000?

CIADF: 50%PM: 50%
100% PM50/50100% CIADF
Portfolio after 10yr
$293.96M
Annual income
$277,378,297.58/yr
Blended yield
94.36%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

CIADF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
3.2
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIADF buys
0
PM buys
0
No recent congressional trades found for CIADF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIADFPM
Forward yield3.22%3.48%
Annual dividend / share$0.07$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$587.87M$49.6K
Annual income after 10y$554,754,103.14$2,492.02
Total dividends collected$585.44M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: CIADF vs PM ($10,000, DRIP)

YearCIADF PortfolioCIADF Income/yrPM PortfolioPM Income/yrGap
1$11,344$643.64$11,648$408.29$304.00PM
2$13,502$1,364.71$13,589$495.90$87.00PM
3← crossover$17,484$3,036.29$15,877$603.21+$1.6KCIADF
4$26,057$7,348.80$18,580$734.88+$7.5KCIADF
5$48,352$20,471.14$21,781$896.75+$26.6KCIADF
6$122,740$71,003.99$25,578$1,096.12+$97.2KCIADF
7$468,235$336,902.96$30,092$1,342.17+$438.1KCIADF
8$2,903,316$2,402,304.10$35,470$1,646.46+$2.87MCIADF
9$30,948,812$27,842,264.76$41,892$2,023.58+$30.91MCIADF
10$587,869,332$554,754,103.14$49,578$2,492.02+$587.82MCIADF

CIADF vs PM: Complete Analysis 2026

CIADFStock

China Mengniu Dairy Company Limited, an investment holding company, produces and distributes dairy products in the People's Republic of China and internationally. The company operates through four segments: Liquid Milk Products, Ice Cream Products, Milk Powder Products, and Others. The Liquid Milk Products segment produces and distributes ultra-high temperature milk, milk beverages, fresh milk, and yogurt. The Ice Cream Products segment produces and distributes ice cream. The Milk Powder Products segment produces and distributes milk powder. The Others segment engages in the provision of cheese and plant-based nutrition products, as well as trading business. It also offers organic food and formula products for babies and toddlers. The company offers its dairy products under the MENGNIU brand. China Mengniu Dairy Company Limited was founded in 1999 and is based in Causeway Bay, Hong Kong.

Full CIADF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.