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CIAFF vs BTI: Dividend Comparison 2026

CIAFF yields 4.10% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $11.6K in total portfolio value
10 years
CIAFF
CIAFF
● Live price
4.10%
Share price
$3.53
Annual div
$0.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$533.92
Full CIAFF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CIAFF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIAFFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIAFF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIAFF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIAFF
Annual income on $10K today (after 15% tax)
$348.76/yr
After 10yr DRIP, annual income (after tax)
$453.83/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $1,914.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIAFF + BTI for your $10,000?

CIAFF: 50%BTI: 50%
100% BTI50/50100% CIAFF
Portfolio after 10yr
$31.9K
Annual income
$1,660.28/yr
Blended yield
5.20%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CIAFF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
2.3
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIAFF buys
0
BTI buys
0
No recent congressional trades found for CIAFF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIAFFBTI
Forward yield4.10%5.38%
Annual dividend / share$0.14$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$26.1K$37.7K
Annual income after 10y$533.92$2,786.64
Total dividends collected$4.8K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: CIAFF vs BTI ($10,000, DRIP)

YearCIAFF PortfolioCIAFF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,110$410.31$11,299$598.92$189.00BTI
2$12,314$426.05$12,794$703.91$480.00BTI
3$13,617$441.31$14,518$829.07$901.00BTI
4$15,027$456.10$16,513$978.64$1.5KBTI
5$16,549$470.37$18,827$1,157.84$2.3KBTI
6$18,191$484.13$21,518$1,373.12$3.3KBTI
7$19,962$497.37$24,657$1,632.46$4.7KBTI
8$21,870$510.08$28,329$1,945.74$6.5KBTI
9$23,923$522.26$32,637$2,325.33$8.7KBTI
10$26,131$533.92$37,708$2,786.64$11.6KBTI

CIAFF vs BTI: Complete Analysis 2026

CIAFFStock

Champion Iron Limited engages in the acquisition, exploration, development, and production of iron ore deposits in Canada. Its flagship projects include the Bloom Lake Mine located in south end of the Labrador; the Consolidated Fire Lake North project that includes the Fire Lake North, Don Lake, Bellechasse, and Oil Can deposits situated in Quebec; and the Kamistiatusset project located in the Labrador. The company sells its iron ore concentrate in China, Japan, the Middle East, Europe, South Korea, India, and internationally. Champion Iron Limited is headquartered in Montreal, Canada.

Full CIAFF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.