HomeCompareCICHF vs GBDC

CICHF vs GBDC: Dividend Comparison 2026

CICHF yields 5.60% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CICHF wins by $11744.43M in total portfolio value· pulled ahead in Year 4
10 years
CICHF
CICHF
● Live price
5.60%
Share price
$0.98
Annual div
$0.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$11765.28M
Annual income
$11,375,002,353.85
Full CICHF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CICHF vs GBDC

📍 CICHF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCICHFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CICHF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CICHF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CICHF
Annual income on $10K today (after 15% tax)
$475.92/yr
After 10yr DRIP, annual income (after tax)
$9,668,752,000.77/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, CICHF beats the other by $9,654,768,877.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CICHF + GBDC for your $10,000?

CICHF: 50%GBDC: 50%
100% GBDC50/50100% CICHF
Portfolio after 10yr
$5893.07M
Annual income
$5,695,726,543.84/yr
Blended yield
96.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CICHF
No analyst data
Altman Z
-0.0
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CICHF buys
0
GBDC buys
0
No recent congressional trades found for CICHF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCICHFGBDC
Forward yield5.60%11.86%
Annual dividend / share$0.05$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$11765.28M$20.85M
Annual income after 10y$11,375,002,353.85$16,450,733.83
Total dividends collected$11738.12M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: CICHF vs GBDC ($10,000, DRIP)

YearCICHF PortfolioCICHF Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,820$1,119.81$12,492$1,791.70$672.00GBDC
2$15,121$2,474.01$16,527$3,160.58$1.4KGBDC
3$22,096$5,915.94$23,588$5,904.90$1.5KGBDC
4← crossover$39,800$16,158.10$37,141$11,901.65+$2.7KCICHF
5$96,989$54,402.36$66,205$26,463.38+$30.8KCICHF
6$351,576$247,798.02$137,452$66,612.65+$214.1KCICHF
7$2,055,151$1,678,965.08$342,372$195,298.53+$1.71MCICHF
8$20,543,788$18,344,776.10$1,053,292$686,954.33+$19.49MCICHF
9$364,745,951$342,764,097.69$4,111,439$2,984,416.95+$360.63MCICHF
10$11,765,280,521$11,375,002,353.85$20,849,974$16,450,733.83+$11744.43MCICHF

CICHF vs GBDC: Complete Analysis 2026

CICHFStock

China Construction Bank Corporation provides various banking and related financial services to individuals and corporate customers in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, Treasury Business, and Others segments. The company accepts various deposits, such as foreign currency, all in one accounts, RMB, corporate term and notification, and corporate demand deposits, as well corporate deposits by agreement. Its loan products include personal business, car, and housing loans; and SME, traditional credit, commercial draft, buyer credit, and RMB credit line loans. The company also offers credit cards; physical gold for personal investment and personal gold accounts; foreign exchange services; certificate treasury and savings bonds, securities deposit accounts, and securities services, as well as bank-securities transfer and book-entry treasury bond over the counter services; and wealth management products. In addition, it provides collection, salaries payment, third-party collection and payment, insurance agency, and remittance services; international settlement and financing, and FI services; securities and fund settlement services; guarantee-based, consulting and advising, and factoring services; fund custody services; and e-banking services. Further, the company offers institutional services comprising services for government agencies, social security, banks cooperation, bank-securities cooperation, bank-insurance cooperation, and services for non-banking financial institutions. It operates 14,741 banking outlets. China Construction Bank Corporation was founded in 1954 and is headquartered in Beijing, the People's Republic of China.

Full CICHF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.