HomeCompareCIHKY vs BTI

CIHKY vs BTI: Dividend Comparison 2026

CIHKY yields 6.15% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CIHKY wins by $198.9K in total portfolio value
10 years
CIHKY
CIHKY
● Live price
6.15%
Share price
$31.93
Annual div
$1.96
5Y div CAGR
36.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$236.6K
Annual income
$97,622.70
Full CIHKY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CIHKY vs BTI

📍 CIHKY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIHKYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIHKY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIHKY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIHKY
Annual income on $10K today (after 15% tax)
$523.02/yr
After 10yr DRIP, annual income (after tax)
$82,979.30/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, CIHKY beats the other by $80,610.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIHKY + BTI for your $10,000?

CIHKY: 50%BTI: 50%
100% BTI50/50100% CIHKY
Portfolio after 10yr
$137.2K
Annual income
$50,204.67/yr
Blended yield
36.60%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CIHKY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.3
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIHKY buys
0
BTI buys
0
No recent congressional trades found for CIHKY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIHKYBTI
Forward yield6.15%5.38%
Annual dividend / share$1.96$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.5%11.3%
Portfolio after 10y$236.6K$37.7K
Annual income after 10y$97,622.70$2,786.64
Total dividends collected$199.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: CIHKY vs BTI ($10,000, DRIP)

YearCIHKY PortfolioCIHKY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,540$839.91$11,299$598.92+$241.00CIHKY
2$13,584$1,236.47$12,794$703.91+$790.00CIHKY
3$16,392$1,856.79$14,518$829.07+$1.9KCIHKY
4$20,398$2,858.29$16,513$978.64+$3.9KCIHKY
5$26,363$4,537.39$18,827$1,157.84+$7.5KCIHKY
6$35,689$7,481.15$21,518$1,373.12+$14.2KCIHKY
7$51,108$12,920.04$24,657$1,632.46+$26.5KCIHKY
8$78,288$23,602.62$28,329$1,945.74+$50.0KCIHKY
9$129,891$46,122.97$32,637$2,325.33+$97.3KCIHKY
10$236,606$97,622.70$37,708$2,786.64+$198.9KCIHKY

CIHKY vs BTI: Complete Analysis 2026

CIHKYStock

China Merchants Bank Co., Ltd., together with its subsidiaries, provides various banking products and services. It operates through Wholesale Finance Business, Retail Finance Business, and Other Business segments. The company offers current, demand, time, call, savings, notice, and renminbi accounts. Its loan products include personal commercial real estate, consumption, housing, and car loans; loans to finance for studying abroad; micro-business loans; mortgage loans for equipment; joint guarantee, special guarantee, and housing mortgage loan; bank acceptance, discount, liquid capital, and fixed asset loans; and loans for vessels. The company also offers credit cards; insurance products; open-ended funds; discount and guarantees for commercial bills, redemption of commercial bills, and guaranteed discount for commercial acceptance bills; and financial consultation, debt financing underwriting, merger and acquisition financing, and equity financing and enterprise listing services. In addition, it provides forfeiting and risk participation, escrow, cross-border RMB clearing, and interbank services; and risk and financial management, cross-border RMB and oversea financing, international factoring and settlement, and trade finance services. Further, the company offers financial leasing and guarantee, investment and wealth management, forex option and gold trading, forex express trading, international, offshore and private banking, custody, pension, and electronic banking services. As of December 31, 2021, it operated 143 branches; 1,770 sub-branches; one branch-level operation center; 2,812 self-service centers; 6,592 self-service machines; one representative office; 14,746 visual counters in Mainland China. The company also operates in Hong Kong, New York, London, Singapore, Luxembourg, Sydney, and Taipei. China Merchants Bank Co., Ltd. was founded in 1987 and is headquartered in Shenzhen, China.

Full CIHKY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.