HomeCompareCIM vs ARCC

CIM vs ARCC: Dividend Comparison 2026

CIM yields 4.00% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $15.8K in total portfolio value
10 years
CIM
CIM
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CIM calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — CIM vs ARCC

Annual dividend income

MetricCIMARCC
Forward yield4.00%9.06%
Annual dividend / share$2.00$1.92
Payout ratio50%88%
1-year div growth5%2%
5-year div CAGR5%3.1%
Portfolio after 10y$28.0K$43.8K
Annual income after 10y$899.19$2,279.31
Total dividends collected$6.4K$15.5K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: CIM vs ARCC ($10,000, DRIP)

YearCIM PortfolioCIM Income/yrARCC PortfolioARCC Income/yrGap
1$11,120$420.00$11,774$933.74$654.00ARCC
2$12,357$458.31$13,808$1,045.61$1.5KARCC
3$13,721$499.76$16,135$1,166.34$2.4KARCC
4$15,227$544.58$18,786$1,296.19$3.6KARCC
5$16,885$593.02$21,800$1,435.41$4.9KARCC
6$18,713$645.34$25,215$1,584.23$6.5KARCC
7$20,724$701.81$29,076$1,742.84$8.4KARCC
8$22,938$762.73$33,430$1,911.44$10.5KARCC
9$25,372$828.41$38,328$2,090.21$13.0KARCC
10$28,047$899.19$43,827$2,279.31$15.8KARCC

CIM vs ARCC: Complete Analysis 2026

CIMStock

CIM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CIM shares.

Full CIM Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is CIM or ARCC better for dividend income in 2026?
CIM currently offers a 4.00% yield (2.00/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, CIM has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CIM vs ARCC earn per year?
With $10,000 invested today: CIM pays approximately $400/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $899/year (CIM) and $2,279/year (ARCC).
Does CIM or ARCC pay monthly dividends?
CIM pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this CIM vs ARCC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

CIM vs SCHDCIM vs JEPICIM vs OCIM vs KOCIM vs MAINCIM vs HTGCCIM vs GBDCCIM vs ORCCARCC vs MAINARCC vs HTGCARCC vs GBDCARCC vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.