HomeCompareCINSF vs ARCC

CINSF vs ARCC: Dividend Comparison 2026

CINSF yields 2.97% · ARCC yields 10.65%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CINSF wins by $5.89M in total portfolio value· pulled ahead in Year 2
10 years
CINSF
CINSF
● Live price
2.97%
Share price
$1.50
Annual div
$0.04
5Y div CAGR
75.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.91M
Annual income
$4,766,627.96
Full CINSF calculator →
ARCC
Ares Capital Corporation
● Live price
10.65%
Share price
$18.02
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →

Portfolio growth — CINSF vs ARCC

📍 CINSF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCINSFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CINSF + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CINSF pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CINSF
Annual income on $10K today (after 15% tax)
$252.60/yr
After 10yr DRIP, annual income (after tax)
$4,051,633.77/yr
ARCC
Annual income on $10K today (after 15% tax)
$905.66/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
At 15% tax rate, CINSF beats the other by $4,051,632.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CINSF + ARCC for your $10,000?

CINSF: 50%ARCC: 50%
100% ARCC50/50100% CINSF
Portfolio after 10yr
$2.97M
Annual income
$2,383,314.55/yr
Blended yield
80.30%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

CINSF
No analyst data
Altman Z
0.4
Piotroski
6/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CINSF buys
0
ARCC buys
0
No recent congressional trades found for CINSF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCINSFARCC
Forward yield2.97%10.65%
Annual dividend / share$0.04$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR75.4%-50%
Portfolio after 10y$5.91M$24.5K
Annual income after 10y$4,766,627.96$1.14
Total dividends collected$5.79M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: CINSF vs ARCC ($10,000, DRIP)

YearCINSF PortfolioCINSF Income/yrARCC PortfolioARCC Income/yrGap
1$11,221$521.24$11,373$532.74$152.00ARCC
2← crossover$12,966$958.80$12,608$279.46+$358.00CINSF
3$15,689$1,816.02$13,809$142.90+$1.9KCINSF
4$20,390$3,602.27$15,042$72.20+$5.3KCINSF
5$29,491$7,674.18$16,341$36.27+$13.2KCINSF
6$49,751$18,195.31$17,732$18.18+$32.0KCINSF
7$103,550$50,316.94$19,231$9.10+$84.3KCINSF
8$282,476$171,676.71$20,851$4.55+$261.6KCINSF
9$1,069,940$767,691.47$22,605$2.28+$1.05MCINSF
10$5,911,464$4,766,627.96$24,504$1.14+$5.89MCINSF

CINSF vs ARCC: Complete Analysis 2026

CINSFStock

China Taiping Insurance Holdings Company Limited, an investment holding company, underwrites various insurance and reinsurance products in the People's Republic of China and internationally. The company operates through three business segments: Life Insurance, Property and Casualty Insurance, and Reinsurance. The Life Insurance segment provides life insurance products, such as individual and group life insurance, health insurance, and accident insurance products and annuities. The Property and Casualty Insurance segment offers compulsory motor insurance, liability insurance, credit insurance, guarantee insurance, and short-term accident and health insurance, as well as the related reinsurance products. The Reinsurance segment provides property damage, life, marine cargo and hull, and miscellaneous non-marine reinsurance products. The company also engages in the assets management, insurance intermediary, financial leasing, property investment, and securities dealing and broking, as well as in elderly care investment businesses; and manages investment funds. In addition, it provides corporate and personal retirement insurance products; and back-to-back financing arrangement, as well as insurance broking and agency services. The company was formerly known as China Insurance International Holdings Company Limited and changed its name to China Taiping Insurance Holdings Company Limited in August 2009. The company was incorporated in 2000 and is headquartered in North Point, Hong Kong. China Taiping Insurance Holdings Company Limited is a subsidiary of China Taiping Insurance Group (HK) Company Limited.

Full CINSF Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
📬

Get this CINSF vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CINSF vs SCHDCINSF vs JEPICINSF vs OCINSF vs KOCINSF vs MAINCINSF vs HTGCCINSF vs GBDCCINSF vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.