HomeCompareCIT vs CL

CIT vs CL: Dividend Comparison 2026

CIT yields 14.03% · CL yields 2.43%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIT wins by $4462618.92M in total portfolio value
10 years
CIT
CIT
● Live price
14.03%
Share price
$53.50
Annual div
$7.51
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4462618.96M
Annual income
$4,402,331,954,946.55
Full CIT calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — CIT vs CL

📍 CIT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCITCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CIT + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIT pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIT
Annual income on $10K today (after 15% tax)
$1,192.38/yr
After 10yr DRIP, annual income (after tax)
$3,741,982,161,704.57/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, CIT beats the other by $3,741,982,157,112.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIT + CL for your $10,000?

CIT: 50%CL: 50%
100% CL50/50100% CIT
Portfolio after 10yr
$2231309.50M
Annual income
$2,201,165,980,174.25/yr
Blended yield
98.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

CIT
Analyst Ratings
14
Buy
13
Hold
Consensus: Buy
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIT buys
0
CL buys
0
No recent congressional trades found for CIT or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCITCL
Forward yield14.03%2.43%
Annual dividend / share$7.51$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$4462618.96M$40.8K
Annual income after 10y$4,402,331,954,946.55$5,401.96
Total dividends collected$4458578.66M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: CIT vs CL ($10,000, DRIP)

YearCIT PortfolioCIT Income/yrCL PortfolioCL Income/yrGap
1← crossover$13,506$2,805.61$11,012$312.01+$2.5KCIT
2$21,534$7,082.51$12,196$412.95+$9.3KCIT
3$44,148$21,107.37$13,599$549.66+$30.5KCIT
4$128,126$80,887.02$15,288$736.64+$112.8KCIT
5$575,875$438,780.98$17,353$995.28+$558.5KCIT
6$4,302,452$3,686,264.84$19,926$1,357.80+$4.28MCIT
7$56,081,450$51,477,826.78$23,194$1,873.82+$56.06MCIT
8$1,314,215,448$1,254,208,296.50$27,439$2,621.52+$1314.19MCIT
9$56,342,993,216$54,936,782,686.28$33,088$3,727.38+$56342.96MCIT
10$4,462,618,957,687$4,402,331,954,946.55$40,806$5,401.96+$4462618.92MCIT

CIT vs CL: Complete Analysis 2026

CITStock

CIT Group Inc. operates as the holding company for CIT Bank, N.A. that provides banking and related services to commercial and individual customers. The company operates through Commercial Banking and Consumer Banking segments. The Commercial Banking segment provides a range of commercial lending, leasing, and deposit products; loans comprising revolving lines of credit, term loans, unsecured loans, collateral-backed loans, asset-based loans, commercial real estate loans, and cash flow loans; and ancillary services and products, including cash management, capital markets, and advisory services primarily to small and middle market companies. This segment also offers asset management, factoring, receivable management, and secured financing services; supply chain financing, leasing and equipment financing to small businesses and middle market, and railroads and shippers. The Consumer Banking segment provides checking, savings, money market, and individual retirement accounts; time deposits and certificates of deposit; residential mortgage loans; small business administration loans; payment solutions; and fiduciary services. The company also offers leasing and advisory, and online banking services. It operates through a network of approximately 60 branches located in southern California. CIT Group Inc. was founded in 1908 and is based in New York, New York.

Full CIT Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
📬

Get this CIT vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CIT vs SCHDCIT vs JEPICIT vs OCIT vs KOCIT vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.