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CITAY vs GBDC: Dividend Comparison 2026

CITAY yields 3.59% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CITAY wins by $999.43M in total portfolio value· pulled ahead in Year 6
10 years
CITAY
CITAY
● Live price
3.59%
Share price
$7.00
Annual div
$0.25
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1020.28M
Annual income
$968,411,466.34
Full CITAY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CITAY vs GBDC

📍 CITAY pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCITAYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CITAY + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CITAY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CITAY
Annual income on $10K today (after 15% tax)
$304.87/yr
After 10yr DRIP, annual income (after tax)
$823,149,746.39/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, CITAY beats the other by $809,166,622.63/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CITAY + GBDC for your $10,000?

CITAY: 50%GBDC: 50%
100% GBDC50/50100% CITAY
Portfolio after 10yr
$520.56M
Annual income
$492,431,100.09/yr
Blended yield
94.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CITAY
No analyst data
Altman Z
0.3
Piotroski
7/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CITAY buys
0
GBDC buys
0
No recent congressional trades found for CITAY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCITAYGBDC
Forward yield3.59%11.86% ✓
Annual dividend / share$0.25$1.50 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓51.1%
Portfolio after 10y$1020.28M ✓$20.85M
Annual income after 10y$968,411,466.34 ✓$16,450,733.83
Total dividends collected$1016.53M ✓$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: CITAY vs GBDC ($10,000, DRIP)

YearCITAY PortfolioCITAY Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,417$717.34$12,492$1,791.70$1.1K → GBDC
2$13,747$1,530.87$16,527$3,160.58$2.8K → GBDC
3$18,155$3,445.41$23,588$5,904.90$5.4K → GBDC
4$27,931$8,504.82$37,141$11,901.65$9.2K → GBDC
5$54,343$24,456.57$66,205$26,463.38$11.9K → GBDC
6← crossover$147,087$88,940.19$137,452$66,612.65+$9.6K → CITAY
7$607,347$449,963.84$342,372$195,298.53+$265.0K → CITAY
8$4,122,718$3,472,857.35$1,053,292$686,954.33+$3.07M → CITAY
9$48,474,929$44,063,620.61$4,111,439$2,984,416.95+$44.36M → CITAY
10$1,020,279,641$968,411,466.34$20,849,974$16,450,733.83+$999.43M → CITAY

CITAY vs GBDC: Complete Analysis 2026

CITAY — Stock

COSCO SHIPPING Development Co., Ltd., together with its subsidiaries, provides vessel chartering and container leasing services. It operates through Shipping and Industry-Related Leasing, Container Manufacturing, and Investment and Financial Services segments. The company manufactures and sells containers; and offers operating leasing, equity or debt investment, and insurance brokerage, as well as financial leasing services in the areas of health care, education, energy, construction, and industrial communication. As of December 31, 2021, it had 74 container ships. The company was formerly known as China Shipping Container Lines Company Limited and changed its name to COSCO SHIPPING Development Co., Ltd. in December 2016. COSCO SHIPPING Development Co., Ltd. was founded in 1997 and is headquartered in Shanghai, the People's Republic of China.

Full CITAY Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.