Is CITE or QYLD a better dividend investment in 2026?

CITE currently yields 16.88% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: CITE offers higher current income.

What is the dividend yield difference between CITE and QYLD?

CITE has a forward dividend yield of 16.88% ($2.00/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 4.64 percentage points.

Home › Compare › CITE vs QYLD

CITE vs QYLD: Dividend Comparison 2026

CITE yields 16.88% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CITE wins by $33.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CITE

● Live price

16.88%

Share price

$11.85

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$60.2K

Annual income

$4,755.24

Full CITE calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — CITE vs QYLD

📍 CITE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CITE	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CITE + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CITE pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CITE

Annual income on $10K today (after 15% tax)

$1,434.60/yr

After 10yr DRIP, annual income (after tax)

$4,041.95/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $1,091.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CITE + QYLD for your $10,000?

CITE: 50%QYLD: 50%

100% QYLD50/50100% CITE

Portfolio after 10yr

$43.4K

Annual income

$5,397.04/yr

Blended yield

12.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CITE buys

QYLD buys

No recent congressional trades found for CITE or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCITEQYLD

Forward yield	16.88% ✓	12.24%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$60.2K ✓	$26.5K
Annual income after 10y	$4,755.24	$6,038.84 ✓
Total dividends collected	$31.2K ✓	$28.5K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CITE vs QYLD ($10,000, DRIP)

Year	CITE Portfolio	CITE Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,388	$1,687.76	$10,384	$1,224.49	+$2.0K → CITE
2	$15,209	$1,953.98	$10,900	$1,388.18	+$4.3K → CITE
3	$18,516	$2,242.03	$11,576	$1,590.76	+$6.9K → CITE
4	$22,363	$2,550.92	$12,447	$1,844.20	+$9.9K → CITE
5	$26,807	$2,879.37	$13,567	$2,164.97	+$13.2K → CITE
6	$31,910	$3,225.86	$15,003	$2,576.05	+$16.9K → CITE
7	$37,732	$3,588.65	$16,853	$3,110.04	+$20.9K → CITE
8	$44,339	$3,965.84	$19,251	$3,813.85	+$25.1K → CITE
9	$51,798	$4,355.40	$22,390	$4,756.08	+$29.4K → CITE
10	$60,179	$4,755.24	$26,548	$6,038.84	+$33.6K → CITE

CITE vs QYLD: Complete Analysis 2026

CITE — Stock

Cartica Acquisition Corp does not have any significant operations. The company focuses on effecting a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses. It intends to identify and complete a business combination in the technology sector in India. Cartica Acquisition Corp was incorporated in 2021 and is based in Washington, the District of Columbia.

Full CITE Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.