Is CITE or XYLD a better dividend investment in 2026?

CITE currently yields 16.88% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: CITE offers higher current income.

What is the dividend yield difference between CITE and XYLD?

CITE has a forward dividend yield of 16.88% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 5.68 percentage points.

Home › Compare › CITE vs XYLD

CITE vs XYLD: Dividend Comparison 2026

CITE yields 16.88% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CITE wins by $34.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CITE

● Live price

16.88%

Share price

$11.85

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$60.2K

Annual income

$4,755.24

Full CITE calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CITE vs XYLD

📍 CITE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CITE	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CITE + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CITE pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CITE

Annual income on $10K today (after 15% tax)

$1,434.60/yr

After 10yr DRIP, annual income (after tax)

$4,041.95/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, CITE beats the other by $1,193.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CITE + XYLD for your $10,000?

CITE: 50%XYLD: 50%

100% XYLD50/50100% CITE

Portfolio after 10yr

$43.0K

Annual income

$4,053.13/yr

Blended yield

9.42%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CITE buys

XYLD buys

No recent congressional trades found for CITE or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCITEXYLD

Forward yield	16.88% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$60.2K ✓	$25.9K
Annual income after 10y	$4,755.24 ✓	$3,351.03
Total dividends collected	$31.2K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CITE vs XYLD ($10,000, DRIP)

Year	CITE Portfolio	CITE Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,388	$1,687.76	$10,840	$1,120.44	+$1.5K → CITE
2	$15,209	$1,953.98	$11,786	$1,249.59	+$3.4K → CITE
3	$18,516	$2,242.03	$12,854	$1,397.78	+$5.7K → CITE
4	$22,363	$2,550.92	$14,063	$1,568.33	+$8.3K → CITE
5	$26,807	$2,879.37	$15,434	$1,765.19	+$11.4K → CITE
6	$31,910	$3,225.86	$16,995	$1,993.14	+$14.9K → CITE
7	$37,732	$3,588.65	$18,777	$2,257.95	+$19.0K → CITE
8	$44,339	$3,965.84	$20,818	$2,566.58	+$23.5K → CITE
9	$51,798	$4,355.40	$23,163	$2,927.50	+$28.6K → CITE
10	$60,179	$4,755.24	$25,865	$3,351.03	+$34.3K → CITE

CITE vs XYLD: Complete Analysis 2026

CITE — Stock

Cartica Acquisition Corp does not have any significant operations. The company focuses on effecting a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses. It intends to identify and complete a business combination in the technology sector in India. Cartica Acquisition Corp was incorporated in 2021 and is based in Washington, the District of Columbia.

Full CITE Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.