Is CIVIX or CL a better dividend investment in 2026?

CIVIX currently yields 10.45% with a 5% 5-year dividend growth rate. CL yields 4.00% with 5% growth. The better choice depends on your goal: CIVIX offers higher current income.

What is the dividend yield difference between CIVIX and CL?

CIVIX has a forward dividend yield of 10.45% ($2.28/share annually). CL yields 4.00% ($2.00/share annually). The yield gap is 6.45 percentage points.

Home › Compare › CIVIX vs CL

CIVIX vs CL: Dividend Comparison 2026

CIVIX yields 10.45% · CL yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CIVIX wins by $11.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CIVIX

● Live price

10.45%

Share price

$21.85

Annual div

$2.28

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.9K

Annual income

$2,014.36

Full CIVIX calculator →

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CL calculator →

Portfolio growth — CIVIX vs CL

📍 CIVIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CIVIX	CL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CIVIX + CL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CIVIX pays

CL pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIVIX

Annual income on $10K today (after 15% tax)

$888.60/yr

After 10yr DRIP, annual income (after tax)

$1,712.21/yr

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CIVIX beats the other by $947.89/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CIVIX + CL for your $10,000?

CIVIX: 50%CL: 50%

100% CL50/50100% CIVIX

Portfolio after 10yr

$34.0K

Annual income

$1,456.78/yr

Blended yield

4.29%

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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

CIVIX

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$92.45

+84.9% upside vs current

Range: $85.00 — $100.00

Altman Z

4.5

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIVIX buys

CL buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$CL	▼ Sell	$1,001 - $15,000	2025-10-09
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-07
Rick Larsen	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-06
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-29
Julie Johnson	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-25
Lisa McClain	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-11
Tim Moore	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-10
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-09-05
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-26
Lisa McClain	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCIVIXCL

Forward yield	10.45% ✓	4.00%
Annual dividend / share	$2.28 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$39.9K ✓	$28.0K
Annual income after 10y	$2,014.36 ✓	$899.19
Total dividends collected	$15.3K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: CIVIX vs CL ($10,000, DRIP)

Year	CIVIX Portfolio	CIVIX Income/yr	CL Portfolio	CL Income/yr	Gap
1← crossover	$11,745	$1,045.41	$11,120	$420.00	+$625.00 → CIVIX
2	$13,715	$1,147.55	$12,357	$458.31	+$1.4K → CIVIX
3	$15,928	$1,252.33	$13,721	$499.76	+$2.2K → CIVIX
4	$18,402	$1,359.20	$15,227	$544.58	+$3.2K → CIVIX
5	$21,157	$1,467.60	$16,885	$593.02	+$4.3K → CIVIX
6	$24,215	$1,576.99	$18,713	$645.34	+$5.5K → CIVIX
7	$27,597	$1,686.84	$20,724	$701.81	+$6.9K → CIVIX
8	$31,326	$1,796.66	$22,938	$762.73	+$8.4K → CIVIX
9	$35,425	$1,905.98	$25,372	$828.41	+$10.1K → CIVIX
10	$39,919	$2,014.36	$28,047	$899.19	+$11.9K → CIVIX

CIVIX vs CL: Complete Analysis 2026

CIVIX — Stock

The fund invests primarily in common stocks of companies in developed countries outside the U.S. Normally, it invests at least 80% of its total assets in stocks of companies in a number of foreign countries and invests the majority of its total assets in companies that pay dividends or repurchase their shares. The fund may invest up to 15% of its total assets in companies in emerging (less developed) markets.

Full CIVIX Calculator →

CL — Consumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.