Is CLIUF or QYLD a better dividend investment in 2026?

CLIUF currently yields 8.43% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CLIUF and QYLD?

CLIUF has a forward dividend yield of 8.43% ($0.43/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 3.81 percentage points.

Home › Compare › CLIUF vs QYLD

CLIUF vs QYLD: Dividend Comparison 2026

CLIUF yields 8.43% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLIUF wins by $5.85M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLIUF

● Live price

8.43%

Share price

$5.10

Annual div

$0.43

5Y div CAGR

52%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5.88M

Annual income

$4,341,955.02

Full CLIUF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — CLIUF vs QYLD

📍 CLIUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLIUF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLIUF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

CLIUF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLIUF

Annual income on $10K today (after 15% tax)

$716.67/yr

After 10yr DRIP, annual income (after tax)

$3,690,661.77/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, CLIUF beats the other by $3,685,528.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLIUF + QYLD for your $10,000?

CLIUF: 50%QYLD: 50%

100% QYLD50/50100% CLIUF

Portfolio after 10yr

$2.95M

Annual income

$2,173,996.93/yr

Blended yield

73.60%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLIUF buys

QYLD buys

No recent congressional trades found for CLIUF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLIUFQYLD

Forward yield	8.43%	12.24% ✓
Annual dividend / share	$0.43	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	52% ✓	0%
Portfolio after 10y	$5.88M	$26.5K ✓
Annual income after 10y	$4,341,955.02 ✓	$6,038.84
Total dividends collected	$5.71M	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLIUF vs QYLD ($10,000, DRIP)

Year	CLIUF Portfolio	CLIUF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,982	$1,281.57	$10,384	$1,224.49	+$1.6K → CLIUF
2	$15,002	$2,181.30	$10,900	$1,388.18	+$4.1K → CLIUF
3	$19,931	$3,879.70	$11,576	$1,590.76	+$8.4K → CLIUF
4	$28,649	$7,322.49	$12,447	$1,844.20	+$16.2K → CLIUF
5	$45,606	$14,951.74	$13,567	$2,164.97	+$32.0K → CLIUF
6	$82,610	$33,811.57	$15,003	$2,576.05	+$67.6K → CLIUF
7	$175,396	$87,003.11	$16,853	$3,110.04	+$158.5K → CLIUF
8	$450,084	$262,410.05	$19,251	$3,813.85	+$430.8K → CLIUF
9	$1,438,153	$956,563.49	$22,390	$4,756.08	+$1.42M → CLIUF
10	$5,880,779	$4,341,955.02	$26,548	$6,038.84	+$5.85M → CLIUF

CLIUF vs QYLD: Complete Analysis 2026

CLIUF — Stock

City of London Investment Group PLC is a publically owned investment manager. The firm provides client focused equity portfolios. It invests in public equity markets across the globe. The firm invests in small cap companies in emerging markets to create its portfolios. It uses combination of macroeconomic, qualitative, and top down company analysis to make its investments. The firm uses in house research to make its investments. It benchmarks the performance of its portfolios with S&P EM Frontier Super Comp., MSCI Emerging Markets Index, HSBC Global Mining Index, and MSCI ACWI ex US Index. City of London Investment Group PLC was founded in 1991 and is based in London, United Kingdom with additional offices in Dubai, United Arab Emirates, Singapore, Coatesville, Pennsylvania, Bellevue, Washington.

Full CLIUF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.