Is CLIUF or XYLD a better dividend investment in 2026?

CLIUF currently yields 8.43% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CLIUF and XYLD?

CLIUF has a forward dividend yield of 8.43% ($0.43/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 2.77 percentage points.

Home › Compare › CLIUF vs XYLD

CLIUF vs XYLD: Dividend Comparison 2026

CLIUF yields 8.43% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLIUF wins by $5.85M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLIUF

● Live price

8.43%

Share price

$5.10

Annual div

$0.43

5Y div CAGR

52%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5.88M

Annual income

$4,341,955.02

Full CLIUF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CLIUF vs XYLD

📍 CLIUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLIUF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLIUF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CLIUF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLIUF

Annual income on $10K today (after 15% tax)

$716.67/yr

After 10yr DRIP, annual income (after tax)

$3,690,661.77/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, CLIUF beats the other by $3,687,813.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLIUF + XYLD for your $10,000?

CLIUF: 50%XYLD: 50%

100% XYLD50/50100% CLIUF

Portfolio after 10yr

$2.95M

Annual income

$2,172,653.02/yr

Blended yield

73.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLIUF buys

XYLD buys

No recent congressional trades found for CLIUF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLIUFXYLD

Forward yield	8.43%	11.20% ✓
Annual dividend / share	$0.43	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	52% ✓	0%
Portfolio after 10y	$5.88M	$25.9K ✓
Annual income after 10y	$4,341,955.02 ✓	$3,351.03
Total dividends collected	$5.71M	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLIUF vs XYLD ($10,000, DRIP)

Year	CLIUF Portfolio	CLIUF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,982	$1,281.57	$10,840	$1,120.44	+$1.1K → CLIUF
2	$15,002	$2,181.30	$11,786	$1,249.59	+$3.2K → CLIUF
3	$19,931	$3,879.70	$12,854	$1,397.78	+$7.1K → CLIUF
4	$28,649	$7,322.49	$14,063	$1,568.33	+$14.6K → CLIUF
5	$45,606	$14,951.74	$15,434	$1,765.19	+$30.2K → CLIUF
6	$82,610	$33,811.57	$16,995	$1,993.14	+$65.6K → CLIUF
7	$175,396	$87,003.11	$18,777	$2,257.95	+$156.6K → CLIUF
8	$450,084	$262,410.05	$20,818	$2,566.58	+$429.3K → CLIUF
9	$1,438,153	$956,563.49	$23,163	$2,927.50	+$1.41M → CLIUF
10	$5,880,779	$4,341,955.02	$25,865	$3,351.03	+$5.85M → CLIUF

CLIUF vs XYLD: Complete Analysis 2026

CLIUF — Stock

City of London Investment Group PLC is a publically owned investment manager. The firm provides client focused equity portfolios. It invests in public equity markets across the globe. The firm invests in small cap companies in emerging markets to create its portfolios. It uses combination of macroeconomic, qualitative, and top down company analysis to make its investments. The firm uses in house research to make its investments. It benchmarks the performance of its portfolios with S&P EM Frontier Super Comp., MSCI Emerging Markets Index, HSBC Global Mining Index, and MSCI ACWI ex US Index. City of London Investment Group PLC was founded in 1991 and is based in London, United Kingdom with additional offices in Dubai, United Arab Emirates, Singapore, Coatesville, Pennsylvania, Bellevue, Washington.

Full CLIUF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.