HomeCompareCLSPF vs MO

CLSPF vs MO: Dividend Comparison 2026

CLSPF yields 17.64% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CLSPF wins by $23517552.23M in total portfolio value
10 years
CLSPF
CLSPF
● Live price
17.64%
Share price
$4.92
Annual div
$0.87
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23517552.31M
Annual income
$23,264,239,558,461.48
Full CLSPF calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — CLSPF vs MO

📍 CLSPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLSPFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLSPF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLSPF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLSPF
Annual income on $10K today (after 15% tax)
$1,499.65/yr
After 10yr DRIP, annual income (after tax)
$19,774,603,624,692.26/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, CLSPF beats the other by $19,774,603,599,056.97/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CLSPF + MO for your $10,000?

CLSPF: 50%MO: 50%
100% MO50/50100% CLSPF
Portfolio after 10yr
$11758776.19M
Annual income
$11,632,119,794,310.32/yr
Blended yield
98.92%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CLSPF
No analyst data
Altman Z
1.5
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLSPF buys
0
MO buys
0
No recent congressional trades found for CLSPF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLSPFMO
Forward yield17.64%6.36%
Annual dividend / share$0.87$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$23517552.31M$80.1K
Annual income after 10y$23,264,239,558,461.48$30,159.17
Total dividends collected$23500660.18M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CLSPF vs MO ($10,000, DRIP)

YearCLSPF PortfolioCLSPF Income/yrMO PortfolioMO Income/yrGap
1← crossover$14,229$3,528.58$10,570$780.30+$3.7KCLSPF
2$24,609$9,384.42$11,381$1,032.90+$13.2KCLSPF
3$56,670$30,337.93$12,535$1,392.73+$44.1KCLSPF
4$191,220$130,583.43$14,193$1,920.91+$177.0KCLSPF
5$1,028,207$823,602.18$16,618$2,723.68+$1.01MCLSPF
6$9,377,916$8,277,733.79$20,263$3,993.80+$9.36MCLSPF
7$151,152,646$141,118,276.01$25,936$6,098.36+$151.13MCLSPF
8$4,413,201,262$4,251,467,931.03$35,166$9,775.01+$4413.17MCLSPF
9$236,740,887,545$232,018,762,194.17$51,026$16,597.78+$236740.84MCLSPF
10$23,517,552,308,134$23,264,239,558,461.48$80,113$30,159.17+$23517552.23MCLSPF

CLSPF vs MO: Complete Analysis 2026

CLSPFStock

Canadian Life Companies Split Corp. is a closed-ended equity mutual fund launched and managed by Quadravest Capital Management Inc. It invests in the public equity markets of Canada. The fund seeks to invest in stocks of companies operating in the life insurance sector. It primarily invests in stocks of four publicly traded life insurance companies namely Great-West Lifeco Inc., Industrial Alliance Insurance and Financial Services Inc., Manulife Financial Corporation, and Sun Life Financial Inc. The fund employs fundamental analysis with a focus on such factors as a firm's earning history, relative price-earnings multiple, cash flow, dividend yield, market position, and growth prospects to create its portfolio. It benchmarks the performance of its portfolio against the S&P TSX Financial Index. Canadian Life Companies Split Corp. was formed on April 18, 2005 and is domiciled in Canada.

Full CLSPF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.