HomeCompareCLTFF vs ARCC

CLTFF vs ARCC: Dividend Comparison 2026

CLTFF yields 82.99% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CLTFF wins by $72.8K in total portfolio value
10 years
CLTFF
CLTFF
● Live price
82.99%
Share price
$2.41
Annual div
$2.00
5Y div CAGR
-25.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$97.3K
Annual income
$2,115.57
Full CLTFF calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — CLTFF vs ARCC

📍 CLTFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLTFFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLTFF + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLTFF pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLTFF
Annual income on $10K today (after 15% tax)
$7,053.94/yr
After 10yr DRIP, annual income (after tax)
$1,798.23/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, CLTFF beats the other by $1,797.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLTFF + ARCC for your $10,000?

CLTFF: 50%ARCC: 50%
100% ARCC50/50100% CLTFF
Portfolio after 10yr
$60.9K
Annual income
$1,058.37/yr
Blended yield
1.74%
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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

CLTFF
No analyst data
Altman Z
2.8
Piotroski
3/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLTFF buys
0
ARCC buys
0
No recent congressional trades found for CLTFF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLTFFARCC
Forward yield82.99%10.82%
Annual dividend / share$2.00$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-25.5%-50%
Portfolio after 10y$97.3K$24.5K
Annual income after 10y$2,115.57$1.16
Total dividends collected$53.0K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: CLTFF vs ARCC ($10,000, DRIP)

YearCLTFF PortfolioCLTFF Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$16,883$6,182.57$11,381$541.15+$5.5KCLTFF
2$25,332$7,267.42$12,621$284.08+$12.7KCLTFF
3$34,697$7,592.41$13,827$145.31+$20.9KCLTFF
4$44,367$7,240.75$15,062$73.43+$29.3KCLTFF
5$53,919$6,446.43$16,364$36.89+$37.6KCLTFF
6$63,148$5,454.74$17,757$18.49+$45.4KCLTFF
7$72,017$4,448.00$19,258$9.25+$52.8KCLTFF
8$80,590$3,531.91$20,880$4.63+$59.7KCLTFF
9$88,983$2,751.87$22,636$2.32+$66.3KCLTFF
10$97,327$2,115.57$24,539$1.16+$72.8KCLTFF

CLTFF vs ARCC: Complete Analysis 2026

CLTFFStock

Celtic plc, through its subsidiary, Celtic F.C. Limited, operates a professional football club in the United Kingdom. The company operates through three segments: Football and Stadium Operations, Merchandising, and Multimedia and Other Commercial Activities. It is involved in the operation of a professional football club covering various activities, including football operations and investment; operation of the Celtic FC Youth Academy; match ticketing; merchandising; partner programs; marketing and brand protection; multimedia; stadium operations; facilities and property; catering and hospitality; public and supporter relations; and human resources. The company also engages in the retail, wholesale, and e-commerce activities; and sale of television rights and sponsorships. Celtic plc was founded in 1887 and is based in Glasgow, the United Kingdom.

Full CLTFF Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.