HomeCompareCMAKY vs BTI

CMAKY vs BTI: Dividend Comparison 2026

CMAKY yields 4.55% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $13.1K in total portfolio value
10 years
CMAKY
CMAKY
● Live price
4.55%
Share price
$4.85
Annual div
$0.22
5Y div CAGR
-6.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$285.48
Full CMAKY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — CMAKY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCMAKYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CMAKY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CMAKY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMAKY
Annual income on $10K today (after 15% tax)
$386.46/yr
After 10yr DRIP, annual income (after tax)
$242.66/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $2,139.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMAKY + BTI for your $10,000?

CMAKY: 50%BTI: 50%
100% BTI50/50100% CMAKY
Portfolio after 10yr
$31.3K
Annual income
$1,543.88/yr
Blended yield
4.94%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CMAKY
No analyst data
Altman Z
-0.6
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMAKY buys
0
BTI buys
0
No recent congressional trades found for CMAKY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCMAKYBTI
Forward yield4.55%5.40%
Annual dividend / share$0.22$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-6.6%11.3%
Portfolio after 10y$24.7K$37.8K
Annual income after 10y$285.48$2,802.29
Total dividends collected$3.6K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CMAKY vs BTI ($10,000, DRIP)

YearCMAKY PortfolioCMAKY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,125$424.65$11,301$601.08$176.00BTI
2$12,316$412.37$12,799$706.58$483.00BTI
3$13,576$398.49$14,527$832.38$951.00BTI
4$14,910$383.45$16,527$982.75$1.6KBTI
5$16,321$367.59$18,846$1,162.95$2.5KBTI
6$17,815$351.24$21,545$1,379.49$3.7KBTI
7$19,397$334.66$24,694$1,640.41$5.3KBTI
8$21,073$318.06$28,378$1,955.69$7.3KBTI
9$22,849$301.62$32,702$2,337.79$9.9KBTI
10$24,734$285.48$37,794$2,802.29$13.1KBTI

CMAKY vs BTI: Complete Analysis 2026

CMAKYStock

China Minsheng Banking Corp., Ltd. provides various financial products and services to individuals, small and micro-enterprises, corporate customers, government agencies, and financial institutions in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include saving accounts, deposit certificates, contracted deposits, agreement deposits, call deposits, corporate term deposits, and corporate current deposits. The company also offers personal housing mortgage, individual automobile purchase, household composite consumption, home, medium and long term, and short-term working capital loans; micro-credit products for individuals; debit and credit cards; and safe deposit boxes. In addition, it provides payment and collection, and clearing services, as well as internet, mobile, and telephone banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; individual forex settlement, forex remittance, travelers promissory notes, collection, individual deposit certificate, and guarantee letter products; and comprehensive credit granting, forex settlement and sale, financial product investment, and trust financing services. Additionally, it provides convenient finance, investment banking, and asset management services, as well as non-financial services in the education, business travel, traveler, art, luxury life, health, club, and isports areas. As of December 31, 2021, the company has approximately 140 branch-level institutions, 1,193 business outlets, 1,078 community sub-branches, and 136 small business sub-branches. China Minsheng Banking Corp., Ltd. was founded in 1996 and is headquartered in Beijing, the People's Republic of China.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.