HomeCompareCMBNF vs ADC

CMBNF vs ADC: Dividend Comparison 2026

CMBNF yields 5.80% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $140.0K in total portfolio value· pulled ahead in Year 5
10 years
CMBNF
CMBNF
● Live price
5.80%
Share price
$91.31
Annual div
$5.30
5Y div CAGR
10.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.9K
Annual income
$2,955.99
Full CMBNF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CMBNF vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCMBNFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CMBNF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CMBNF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMBNF
Annual income on $10K today (after 15% tax)
$492.94/yr
After 10yr DRIP, annual income (after tax)
$2,512.59/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $66,165.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMBNF + ADC for your $10,000?

CMBNF: 50%ADC: 50%
100% ADC50/50100% CMBNF
Portfolio after 10yr
$108.9K
Annual income
$41,876.65/yr
Blended yield
38.44%
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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CMBNF
No analyst data
Altman Z
0.1
Piotroski
6/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMBNF buys
0
ADC buys
0
No recent congressional trades found for CMBNF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCMBNFADC
Forward yield5.80%4.13%
Annual dividend / share$5.30$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.8%40.4%
Portfolio after 10y$38.9K$178.9K
Annual income after 10y$2,955.99$80,797.29
Total dividends collected$15.3K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CMBNF vs ADC ($10,000, DRIP)

YearCMBNF PortfolioCMBNF Income/yrADC PortfolioADC Income/yrGap
1$11,343$642.56$10,990$580.36+$353.00CMBNF
2$12,891$754.71$12,301$860.26+$590.00CMBNF
3$14,682$888.21$14,104$1,298.62+$578.00CMBNF
4$16,757$1,047.51$16,691$2,008.16+$66.00CMBNF
5← crossover$19,168$1,238.04$20,580$3,205.09$1.4KADC
6$21,976$1,466.46$26,754$5,330.02$4.8KADC
7$25,256$1,741.02$37,196$9,345.14$11.9KADC
8$29,095$2,071.87$56,244$17,523.09$27.1KADC
9$33,604$2,471.64$94,286$35,736.21$60.7KADC
10$38,912$2,955.99$178,949$80,797.29$140.0KADC

CMBNF vs ADC: Complete Analysis 2026

CMBNFStock

Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings products, including medium-term notes and deposit accounts; loans comprising cash, consumer, personal, business, and auto loans; credit card receivables; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services. It also provides financial protection products in case of involuntary unemployment, accident, illness, or disability; travel and flight, and card protection insurance products; investment products; and credit cards, mobile payment, and e-services. In addition, the company offers financing solutions to small businesses under the Cembra Business brand, as well as invoice financing services. The company serves private and self-employed individuals, and small and medium enterprises. It operates through a network of branches, as well as through various sales channels, such as the internet, credit card partners, independent intermediaries, and approximately 4,000 car dealers. The company was formerly known as GE Money Bank Aktiengesellschaft and changed its name to Cembra Money Bank AG in October 2013. Cembra Money Bank AG was founded in 1912 and is headquartered in Zurich, Switzerland.

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ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.