HomeCompareCMBNF vs EPRT

CMBNF vs EPRT: Dividend Comparison 2026

CMBNF yields 5.80% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $24.5K in total portfolio value· pulled ahead in Year 4
10 years
CMBNF
CMBNF
● Live price
5.80%
Share price
$91.31
Annual div
$5.30
5Y div CAGR
10.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.9K
Annual income
$2,955.99
Full CMBNF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — CMBNF vs EPRT

📍 EPRT pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCMBNFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CMBNF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CMBNF pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMBNF
Annual income on $10K today (after 15% tax)
$492.94/yr
After 10yr DRIP, annual income (after tax)
$2,512.59/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $8,402.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMBNF + EPRT for your $10,000?

CMBNF: 50%EPRT: 50%
100% EPRT50/50100% CMBNF
Portfolio after 10yr
$51.1K
Annual income
$7,898.36/yr
Blended yield
15.44%
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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

CMBNF
No analyst data
Altman Z
0.1
Piotroski
6/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMBNF buys
0
EPRT buys
0
No recent congressional trades found for CMBNF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCMBNFEPRT
Forward yield5.80%3.92%
Annual dividend / share$5.30$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.8%29%
Portfolio after 10y$38.9K$63.4K
Annual income after 10y$2,955.99$12,840.73
Total dividends collected$15.3K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CMBNF vs EPRT ($10,000, DRIP)

YearCMBNF PortfolioCMBNF Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,343$642.56$11,205$505.18+$138.00CMBNF
2$12,891$754.71$12,672$682.46+$219.00CMBNF
3$14,682$888.21$14,490$930.48+$192.00CMBNF
4← crossover$16,757$1,047.51$16,786$1,282.69$29.00EPRT
5$19,168$1,238.04$19,753$1,791.56$585.00EPRT
6$21,976$1,466.46$23,677$2,541.64$1.7KEPRT
7$25,256$1,741.02$29,008$3,672.99$3.8KEPRT
8$29,095$2,071.87$36,463$5,425.08$7.4KEPRT
9$33,604$2,471.64$47,238$8,221.57$13.6KEPRT
10$38,912$2,955.99$63,385$12,840.73$24.5KEPRT

CMBNF vs EPRT: Complete Analysis 2026

CMBNFStock

Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings products, including medium-term notes and deposit accounts; loans comprising cash, consumer, personal, business, and auto loans; credit card receivables; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services. It also provides financial protection products in case of involuntary unemployment, accident, illness, or disability; travel and flight, and card protection insurance products; investment products; and credit cards, mobile payment, and e-services. In addition, the company offers financing solutions to small businesses under the Cembra Business brand, as well as invoice financing services. The company serves private and self-employed individuals, and small and medium enterprises. It operates through a network of branches, as well as through various sales channels, such as the internet, credit card partners, independent intermediaries, and approximately 4,000 car dealers. The company was formerly known as GE Money Bank Aktiengesellschaft and changed its name to Cembra Money Bank AG in October 2013. Cembra Money Bank AG was founded in 1912 and is headquartered in Zurich, Switzerland.

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EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.