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CNBB vs BTI: Dividend Comparison 2026

CNBB yields 2.83% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $7.7K in total portfolio value
10 years
CNBB
CNBB
● Live price
2.83%
Share price
$45.30
Annual div
$1.28
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.0K
Annual income
$1,661.13
Full CNBB calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CNBB vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNBBBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CNBB + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNBB pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNBB
Annual income on $10K today (after 15% tax)
$240.18/yr
After 10yr DRIP, annual income (after tax)
$1,411.96/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $956.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNBB + BTI for your $10,000?

CNBB: 50%BTI: 50%
100% BTI50/50100% CNBB
Portfolio after 10yr
$33.9K
Annual income
$2,223.89/yr
Blended yield
6.57%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CNBB
No analyst data
Altman Z
-0.8
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNBB buys
0
BTI buys
0
No recent congressional trades found for CNBB or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNBBBTI
Forward yield2.83%5.38%
Annual dividend / share$1.28$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.1%11.3%
Portfolio after 10y$30.0K$37.7K
Annual income after 10y$1,661.13$2,786.64
Total dividends collected$8.3K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CNBB vs BTI ($10,000, DRIP)

YearCNBB PortfolioCNBB Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,025$325.23$11,299$598.92$274.00BTI
2$12,183$385.71$12,794$703.91$611.00BTI
3$13,494$458.47$14,518$829.07$1.0KBTI
4$14,985$546.26$16,513$978.64$1.5KBTI
5$16,686$652.54$18,827$1,157.84$2.1KBTI
6$18,636$781.64$21,518$1,373.12$2.9KBTI
7$20,880$939.05$24,657$1,632.46$3.8KBTI
8$23,473$1,131.74$28,329$1,945.74$4.9KBTI
9$26,485$1,368.63$32,637$2,325.33$6.2KBTI
10$30,000$1,661.13$37,708$2,786.64$7.7KBTI

CNBB vs BTI: Complete Analysis 2026

CNBBStock

CNB Community Bancorp, Inc. operates as the bank holding company for County National Bank that provides retail and commercial banking services in Michigan. The company accepts various checking and savings accounts; individual retirement accounts; and time deposits and certificates of deposit. It also provides personal, automobile, boat, recreational and commercial vehicle, commercial and residential real estate, business equipment, and agricultural loans; home equity and operating lines of credit; insurance products; floor plans; SBA, USDA, and other guaranteed loans; fixed and variable rate products; and mortgages. In addition, the company offers ATM, and debit and credit cards; remote deposit, automated clearing house/cash management, overdraft, trust and estate settlement, investment management, private banking, and retirement and financial planning services, as well as mobile, online, and telephone banking services. It operates through 13 branches located in Hillsdale, Jackson, Lenawee, and Calhoun counties, as well as 2 loan production offices and 19 ATMs. CNB Community Bancorp, Inc. was founded in 1934 and is headquartered in Hillsdale, Michigan.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.